Dubuque County property record for 3970 Creston St, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,210 sqft · built 1979 |
| Lot Size | 0.258 acres (11,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,900 (May 2001) |
| Tax Bill | $3,052 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-21-351-002 |
| Primary APN | 10-21-351-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Lot Area | 11,280 sqft (0.258 acres) |
| Lot Dimensions | 141 ft deep x 80 ft wide |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3970 CRESTON ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-2680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 12 BLK 17 METTEL BYRNE ADD |
| Legal Subdivision | KENNEDY |
| Legal Block | 17 |
| Legal Lot Number | 12 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1205 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3970 CRESTON ST, DUBUQUE, IA 52002-2680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2001 · Amount on Record |
| Deed Sale | May 4, 2001 · Amount on Record |
| Deed Document Number | 00D-017002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jul 31, 2026 |
| Property Address | 3970 CRESTON ST, DUBUQUE, IA 52002-2680 |
| Document Number | 0000008429 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20268429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000008429, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20268429 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3970 CRESTON ST, DUBUQUE, IA 52002-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009654 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-00009654 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,500 (+8.99%) Land $46,200 Building $196,300 | $242,500 (+8.99%) Land $46,200 Building $196,300 | |
| 2024 | $3,052.00 (+1.19%) | ||
| 2023 | $222,500 (+21.08%) Land $41,800 Building $180,700 | $222,500 (+21.08%) Land $41,800 Building $180,700 | |
| 2022 | $3,016.00 Homeowner's exemption | $183,770 Land $39,600 Building $144,170 | |
| 2021 | $183,770 Land $39,600 Building $144,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1999 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
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