3945 Creston St, Dubuque, IA 52002 Property Records

Dubuque County property record for 3945 Creston St, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,218 sqft · built 1979
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2010)
Tax Bill	$3,880 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-21-307-024`

Property Details

APN / Parcel Number

Primary APN	`10-21-307-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Finished Basement	700 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3945 CRESTON ST
City	DUBUQUE
State	IA
Zip	52002-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 7 BLK 17 METTEL-BYRNE ADD
Legal Subdivision	KENNEDY
Legal Block	17
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1008
Census Tract	1205

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3945 CRESTON ST, DUBUQUE, IA 52002-2681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Jul 13, 2017	Warranty Deed, Transfer · Conventional with PMI ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2010 · Amount on Record
Deed Sale	Sep 24, 2010 · Amount on Record
Prior Sale	Sep 24, 2010 · Amount on Record
Deed Document Number	0000014541
Last Transfer Date	Jul 13, 2017
Transfer Doc	0000008673
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3945 CRESTON ST, DUBUQUE, IA 52002-2681
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005413
Date	Apr 7, 2021
Instrument	2021-00005413

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 13, 2017
Property Address	3945 CRESTON ST, DUBUQUE, IA 52002-2681
Document Number	0000008673
Instrument Date	Jul 10, 2017
Instrument	8673
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 CRESTON ST DUBUQUE IA 520022681, DUBUQUE, IA 52002-2681

Mortgage

Document Number	8674
Date	Jul 13, 2017
Instrument	8674

Lender

Name	ALLIANT CU
Type	Credit Union
Address	1200 ASSOCIATES DR # 102, DUBUQUE, IA 52002-2283

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,800 (+9.89%) Land $44,900 Building $262,900	$307,800 (+9.89%) Land $44,900 Building $262,900
2024	$3,880.00 (+4.81%)
2023		$280,100 (+25.29%) Land $40,700 Building $239,400	$280,100 (+25.29%) Land $40,700 Building $239,400
2022	$3,702.00 Homeowner's exemption	$223,560 Land $38,520 Building $185,040
2021			$223,560 Land $38,520 Building $185,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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