Cabarrus County property record for 3955 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 2019 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $2,565 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0201.000000 |
| Primary APN | 10021E0201.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,145 sqft |
| 1st Floor Area | 600 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 102 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 136219 |
|---|---|
| Street Address | 3955 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 201 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 201 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41603 |
Source: Cabarrus County assessment roll, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Feb 14, 2020 | Grant Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L |
| Jul 23, 2019 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Jan 8, 2019 | Warranty Deed, Transfer |
| Jan 8, 2019 | Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC |
| Jan 8, 2019 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 202614010 |
| Deed Book / Page | 18036 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0000014010 |
| Book / Page | 18036 / 35 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202614010 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0000014011, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202614011 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 14, 2020 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 14003265 |
| Book / Page | 014003 / 000265 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 4643 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Document Number | 14003268 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 014003/000268 |
| Instrument | 4644 |
| Name | COREVEST AMERICAN FIN LENDER L |
|---|---|
| Address | 1920 MAIN ST # 850, IRVINE, CA 92614-7285 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 13, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0013616292 |
| Book / Page | 13616 / 0292 |
| Map Reference | MB 74 PG 84-88 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Number | 0013616295 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 13616/295 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 8, 2019 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 13330295 |
| Book / Page | 013330 / 000295 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 461 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 8, 2019 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 13330293 |
| Book / Page | 013330 / 000293 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 460 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 8, 2019 |
| Property Address | 3955 TERSK DR, MIDLAND, NC 28107-9548 |
| Book / Page | 013330 / 000297 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 462 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3955 TERSK DR MIDLAND NC 281079548, MIDLAND, NC 28107-9548 |
| Investor | Possibly a Property Investor |
| Document Number | 13330297 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 013330/000297 |
| Instrument | 462 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | 200 S ORANGE AVENUE TOWER 5, ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,565.00 (+25.98%) | $330,630 (+55.88%) Land $70,000 Building $260,630 | |
| 2024 | $330,630 (+55.88%) Land $70,000 Building $260,630 | ||
| 2023 | $2,036.00 | $212,100 Land $42,500 Building $169,600 | $212,100 Land $42,500 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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