3971 Banyan St, Irvine, CA 92606 Property Records

Orange County property record for 3971 Banyan St, Irvine, CA 92606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,329 sqft · built 1972
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2000)
Tax Bill	$5,693 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`449-362-29`

Property Details

APN / Parcel Number

Primary APN	`449-362-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,329 sqft Living Area
Gross Area	2,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	6,300 sqft (0.145 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3971 BANYAN ST
City	IRVINE
State	CA
Zip	92606-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7464 BLK LOT 64
Legal Subdivision	TRACT NO 7464
Legal Tract	7464
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52527

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3971 BANYAN ST, IRVINE, CA 92606-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MTG CAP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2000 · Amount on Record
Deed Sale	Aug 30, 2000 · Amount on Record
Deed Document Number	2000452157
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3971 BANYAN ST, IRVINE, CA 92606-2630
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 BANYAN ST, IRVINE, CA 92606-2630

Mortgage

Document Number	0000141752
Date	Mar 1, 2021
Instrument	2021000141752

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3971 BANYAN ST, IRVINE, CA 92606-2630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 BANYAN ST, IRVINE, CA 92606-2630

Mortgage

Document Number	0000753986
Date	Dec 21, 2020
Instrument	2020000753986

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3971 BANYAN ST, IRVINE, CA 92606-2630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 BANYAN ST, IRVINE, CA 92606-2630

Mortgage

Document Number	0000054004
Date	Jan 26, 2021
Instrument	2021000054004

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3971 BANYAN ST, IRVINE, CA 92606-2630
Document Number	0000159430
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3971 BANYAN ST IRVINE CA 926062630, IRVINE, CA 92606-2630

Mortgage

Document Number	0000159430
Date	Apr 8, 2020
Instrument	159430

Lender

Name	E MTG CAP INC
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,933 (+2%) Land $358,005 Building $179,928
2025	$5,693.00 (+4.9%)	$527,386 (+4.04%) Land $350,986 Building $176,400
2023	$5,427.00 (+1.97%)	$506,908 Land $337,357 Building $169,551
2022	$5,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber.

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