3961 Banyan St, Irvine, CA 92606 Property Records

Orange County property record for 3961 Banyan St, Irvine, CA 92606

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,961 sqft · built 1972
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$1,750,000 (Jun 2024)
Tax Bill$18,701 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN449-362-28

Property Details

APN / Parcel Number

Primary APN449-362-28

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,961 sqft Living Area
Gross Area3,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area6,600 sqft (0.152 acres)
Garage Area535 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3961 BANYAN ST
CityIRVINE
StateCA
Zip92606-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionN TR 7464 BLK LOT 65
Legal SubdivisionTRACT 7464
Legal Tract7464
Legal Lot Number65
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group1
Census Block1002
Census Tract52527

Owner

3961 Banyan St is owned by two individuals who bought it in June 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address20558 JULLIARD DR, WALNUT, CA 91789-2529
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Deed Document Number2024160407
Prior Transfer DateNov 1, 1993
Prior Transfer Doc0000769936
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address3961 BANYAN ST, IRVINE, CA 92606-2630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000353951
DateJul 23, 2020
Instrument2020000353951
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateAug 1, 2027
Min Rate At Change2.75%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3961 Banyan St was $18,701.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,820,700 (+2%) Land $1,569,259 Building $251,441
2025$18,701.00$1,785,000 Land $1,538,489 Building $246,511
2023$1,941.00 (+2.37%) Homeowner's exemption$174,553 Land $29,511 Building $145,042
2022$1,896.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3961 Banyan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3961 Banyan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Google Fiber.

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