Maricopa County property record for 3970 E Encinas Ave, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,039 sqft · built 1996 |
| Lot Size | 0.242 acres (10,572 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-07-459 |
| Primary APN | 304-07-459 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| 2nd Floor Area | 1,008 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 10,572 sqft (0.242 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 353 sqft |
| Patio Area | 144 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3970 E ENCINAS AVE |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | CAROL RAE RANCH MCR 395-24 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 02 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | CAROL RAE RANCH |
| Legal Lot Number | 417 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 422621 |
Source: Maricopa County records · APN 304-07-459
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3970 E ENCINAS AVE, GILBERT, AZ 85234-3032 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit ARIZONA FCU |
| Aug 04, 2020 | Deed of Trust, Mortgage · Line of Credit ARIZONA FCU |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit ARIZONA FCU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARIZONA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2014 |
| Deed Sale | Dec 19, 2014 |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 20140838733 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3970 E ENCINAS AVE, GILBERT, AZ 85234-3032 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000656227 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 20230656227 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 10, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3970 E ENCINAS AVE, GILBERT, AZ 85234-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000703751 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 20200703751 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3970 E ENCINAS AVE, GILBERT, AZ 85234-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000261696 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 20190261696 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3970 E ENCINAS AVE, GILBERT, AZ 85234-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000626582 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 20200626582 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,700 (+1%) | $487,000 (+1%) Land $97,400 Building $389,600 | |
| 2025 | $2,295.00 (+3.38%) | ||
| 2024 | $48,220 | $482,200 Land $96,400 Building $385,800 | |
| 2023 | $2,220.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Verizon.
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures