3952 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3952 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,401 sqft · built 1996
Lot Size	0.115 acres (5,022 sqft)
Owner	Individual Name on Record
Last Sale	$254,980 (Mar 2018)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-07-462`

Property Details

APN / Parcel Number

Primary APN	`304-07-462`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,022 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3952 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	420
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	422621

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3952 E ENCINAS AVE, GILBERT, AZ 85234-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2018	Warranty Deed, Transfer · FHA Mortgage ALLIANCE FINANCIAL RESOURCES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Jun 30, 2011
Deed Document Number	20180242310
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3952 E ENCINAS AVE, GILBERT, AZ 85234-3032
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 E ENCINAS AVE, GILBERT, AZ 85234-3032

Mortgage

Document Number	0000866852
Date	Aug 11, 2021
Instrument	20210866852

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	May 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2018
Property Address	3952 E ENCINAS AVE, GILBERT, AZ 85234-3032
Document Number	0000242310
Map Reference	MB 395 PG 24
Instrument Date	Feb 28, 2018
Instrument	20180242310
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4267 E MICHELLE AVE, 4267, GILBERT, AZ 85234-0117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 E ENCINAS AVE, GILBERT, AZ 85234-3032

Mortgage

Document Number	0000242311
Date	Mar 30, 2018
Instrument	20180242311

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,480 (+0.05%)	$374,800 (+0.05%) Land $74,900 Building $299,900
2025	$1,387.00 (+3.28%)
2024		$37,460	$374,600 Land $74,900 Building $299,700
2023	$1,343.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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