3964 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3964 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,454 sqft · built 1996
Lot Size	0.145 acres (6,342 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jan 2022)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-460`

Property Details

APN / Parcel Number

Primary APN	`304-07-460`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,454 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,278 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,342 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Pool Area	412 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3964 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	418
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	422621

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 14, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Feb 26, 2019	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Feb 26, 2019
Deed Document Number	20220042199
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 13, 2022
Property Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Document Number	0000042199
Map Reference	DOC 96-740382
Instrument Date	Jan 5, 2022
Instrument	20220042199
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3964 E ENCINAS AVE, 3964, GILBERT, AZ 85234-3032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032

Mortgage

Document Number	0000042200
Date	Jan 13, 2022
Instrument	20220042200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032

Mortgage

Document Number	0000792123
Date	Jul 21, 2021
Instrument	20210792123

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Document Number	0000283970
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 E ENCINAS AVE GILBERT AZ 852343032, GILBERT, AZ 85234-3032

Mortgage

Document Number	0000283970
Date	Apr 2, 2020
Instrument	283970

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2019
Property Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Document Number	0000129573
Instrument Date	Feb 20, 2019
Instrument	129573
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 E ENCINAS AVE GILBERT AZ 852343032, GILBERT, AZ 85234-3032

Mortgage

Document Number	129574
Date	Feb 26, 2019
Instrument	129574

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2018
Property Address	3964 E ENCINAS AVE, GILBERT, AZ 85234-3032
Document Number	0000655652
Instrument Date	Aug 21, 2018
Instrument	655652
Transaction Type	Transfer
Record Updated	Sep 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3964 E ENCINAS AVE GILBERT AZ 852343032, GILBERT, AZ 85234-3032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,880 (+0.5%)	$498,800 (+0.5%) Land $99,700 Building $399,100
2025	$2,099.00 (+3.3%)
2024		$49,630	$496,300 Land $99,200 Building $397,100
2023	$2,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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