3970 Cullen Rd, Howell, MI 48855 Property Records

Livingston County property record for 3970 Cullen Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,132 sqft · built 1992
Lot Size	10 acres (436,907 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2012)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-100-010`

Property Details

APN / Parcel Number

Primary APN	`08-17-100-010`
Alternative APN	`470817100010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	1,908 sqft
Unfinished Basement	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,907 sqft (10 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Patio Area	90 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3970 CULLEN RD
City	HOWELL
State	MI
Zip	48855-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	SEC 17 T3N R6E COM NW COR FOR POB, TH S88E 1304.51 FT, TH S2W 334.84 FT, TH N88W 1305.27 FT, TH N2E 334.85 FT TO POB SUBJ
Legal Range	06E
Legal Township	03N
Legal Section	17
Legal Subdivision	POB SUB
Legal Tract	713300
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HARTLAND
Census Block Group	1
Census Block	1005
Census Tract	713300

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3970 CULLEN RD, HOWELL, MI 48855-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2012 · Amount on Record
Deed Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	201223507
Last Transfer Date	Jul 20, 2012
Transfer Doc	0000026670
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3970 CULLEN RD, HOWELL, MI 48855-9051
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 CULLEN RD, HOWELL, MI 48855-9051

Mortgage

Document Number	2021R028256
Date	Jul 1, 2021
Instrument	2021R-028256

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3970 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000026868
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 CULLEN RD HOWELL MI 488559051, HOWELL, MI 48855-9051

Mortgage

Document Number	0000026868
Date	Oct 5, 2018
Instrument	26868

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3970 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000005861
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 CULLEN RD HOWELL MI 488559051, HOWELL, MI 48855-9051

Mortgage

Document Number	0000005861
Date	Mar 7, 2018
Instrument	5861

Lender

Name	HUNTINGTON NAT'L BK/FL
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hartland Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,200 (+23.18%)	$530,400 (+23.18%)
2025	$4,779.00 (+30.82%)
2023		$215,300
2021			$430,600
2019	$3,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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