3738 Cullen Rd, Howell, MI 48855 Property Records

Livingston County property record for 3738 Cullen Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,591 sqft · built 1995
Lot Size	6.05 acres (263,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jan 2026)
Tax Bill	$7,684 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-100-020`

Property Details

APN / Parcel Number

Primary APN	`08-17-100-020`
Alternative APN	`470817100020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,591 sqft Living Area
1st Floor Area	2,549 sqft
Basement Area	2,549 sqft
Unfinished Basement	2,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	263,538 sqft (6.05 acres)
Garage Area	1,443 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	472 sqft
Patio Area	948 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3738 CULLEN RD
City	HOWELL
State	MI
Zip	48855-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	SEC 17 T3N R6E COM NW COR, TH S207'47"W 1339.4 FT FOR POB, TH S8853'27" E 786.96';TH S200'21" W 334.84'; TH N8853'27" W
Legal Range	06E
Legal Township	03N
Legal Section	17
Legal Tract	713300
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HARTLAND
Census Block Group	1
Census Block	1005
Census Tract	713300

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 CLARK RD, HIGHLAND, MI 48357-4701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE BANK
Jan 23, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MTG
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20261597
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0000033698
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3738 CULLEN RD, HOWELL, MI 48855-9051
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CLARK RD, HIGHLAND, MI 48357-4701

Mortgage

Document Number	0000001544
Date	Jan 22, 2026
Instrument	2026R-001544

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES RD, CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 23, 2026
Property Address	3738 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000001597
Instrument Date	Jan 16, 2026
Instrument	2026R-001597
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3738 CULLEN RD, HOWELL, MI 48855-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CLARK RD, HIGHLAND, MI 48357-4701

Mortgage

Document Number	0000001544
Date	Jan 23, 2026
Instrument	2026R-001544

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Dec 3, 2019
Property Address	3738 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000033698
Instrument Date	Nov 25, 2019
Instrument	33698
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,569.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33127 MELTON ST WESTLAND MI 481864820, WESTLAND, MI 48186-4820

Mortgage

Document Number	33802
Date	Dec 3, 2019
Instrument	33802

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3738 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000021281
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 CULLEN RD HOWELL MI 488559051, HOWELL, MI 48855-9051

Mortgage

Document Number	0000021281
Date	Aug 15, 2019
Instrument	21281

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hartland Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,000 (+10.65%)	$696,000 (+10.65%)
2025	$7,684.00 (+2.78%) Homeowner's exemption	$314,500 (+17.61%)	$629,000 (+17.61%)
2024	$7,476.00 (+58.29%)
2023		$267,400
2021			$534,800
2019	$4,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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