3908 Cullen Rd, Howell, MI 48855 Property Records

Livingston County property record for 3908 Cullen Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1998
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (Sep 2020)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-100-018`

Property Details

APN / Parcel Number

Primary APN	`08-17-100-018`
Alternative APN	`470817100018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,556 sqft (2.01 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	363 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3908 CULLEN RD
City	HOWELL
State	MI
Zip	48855-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	SEC 17 T3N R6E COM NW COR, TH S207'47" W 334.85; TH S 8853'27" E 295' FOR POB; TH S 8853'27" E 262'; TH S 27'47" W
Legal Range	06E
Legal Township	03N
Legal Section	17
Legal Tract	713300
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HARTLAND
Census Block Group	1
Census Block	1005
Census Tract	713300

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 CULLEN RD, HOWELL, MI 48855-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Sep 15, 2020	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	202031852
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	2019R022130
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 23, 2026
Property Address	3908 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000008645
Instrument Date	Apr 13, 2026
Instrument	20268645
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 CULLEN RD, HOWELL, MI 48855-9051

Mortgage

Document Number	0000008645,
Date	Apr 23, 2026
Instrument	20268645

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 15, 2020
Property Address	3908 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000031852
Instrument Date	Aug 20, 2020
Instrument	31852
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	CAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 CONNECTICUT ST BURTON MI 485191545, BURTON, MI 48519-1545

Mortgage

Document Number	31821
Date	Sep 15, 2020
Instrument	31821

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 22, 2019
Property Address	3908 CULLEN RD, HOWELL, MI 48855-9051
Document Number	0000022130
Instrument Date	Aug 20, 2019
Instrument	22130
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3908 CULLEN RD HOWELL MI 488559051, HOWELL, MI 48855-9051

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hartland Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,400 (+3.93%)	$438,800 (+3.93%)
2025	$5,426.00 (+74.86%) Homeowner's exemption	$211,100 (+20.56%)	$422,200 (+20.56%)
2023		$175,100
2021			$350,200
2019	$3,103.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cullen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures