397 Rustling Leaf Pl, Kearneysville, WV 25430 Property Records

Jefferson County property record for 397 Rustling Leaf Pl, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,122 sqft · built 2006
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,500 (Feb 2023)
Tax Bill	$3,049 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2B-0008.0000`

Property Details

APN / Parcel Number

Primary APN	`07-2B-0008.0000`
Alternative APN	`19-07-2B-0008.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
1st Floor Area	2,258 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,341 sqft (0.444 acres)
Lot Dimensions	179 ft deep x 50.3 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	397 RUSTLING LEAF PL
City	KEARNEYSVILLE
State	WV
Zip	25430-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #8 CHAPEL VIEW
Legal Subdivision	CHAPEL VIEW
Legal Lot Number	8
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2007
Census Tract	972300

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Feb 7, 2011 · Amount on Record
Deed Document Number	20231081
Deed Book / Page	1296 / 691
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 2, 2023
Property Address	397 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2853
Document Number	001296/691
Book / Page	1296 / 691
Map Reference	MB 21 PG 55
Instrument Date	Jan 23, 2023
Instrument	202300001081
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,148.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	397 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2853

Mortgage

Document Number	202300001082
Date	Feb 2, 2023
Instrument	202300001082

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,049.00 (-1.61%)	$264,400 (-0.86%) Land $60,400 Building $204,000	$440,667 (-0.88%) Land $100,667 Building $340,000
2025	$3,099.00 (-47.16%)	$266,700 (+6.21%) Land $60,400 Building $206,300	$444,600 (+6.21%) Land $100,700 Building $343,900
2023	$5,865.00	$251,100 Land $83,000 Building $168,100	$418,600 Land $138,400 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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