Jefferson County property record for 392 Rustling Leaf Pl, Kearneysville, WV 25430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,020 sqft · built 2006 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,264 (Aug 2006) |
| Tax Bill | $3,491 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2B-0006.0000 |
| Primary APN | 07-2B-0006.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,020 sqft Living Area |
| 1st Floor Area | 3,020 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,212 sqft (0.464 acres) |
| Lot Dimensions | 159 ft deep x 98.2 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 392 RUSTLING LEAF PL |
|---|---|
| City | KEARNEYSVILLE |
| State | WV |
| Zip | 25430-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #6 CHAPEL VIEW |
| Legal Subdivision | CHAPLE VIEW |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 972300 |
392 Rustling Leaf Pl is owned and occupied by an individual who bought it in August 2006.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2006 · Amount on File |
| Deed Sale | Aug 2, 2006 · Amount on File |
| Deed Document Number | 200618760 |
| Deed Book / Page | 1028 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 392 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 392 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852 |
| Document Number | 002512/225 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2512/225 |
| Instrument | 202300007812 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2038 |
The 2026 property tax bill for 392 Rustling Leaf Pl was $3,491, down 1.6% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,491.00 (-1.63%) | $302,700 (-0.92%) Land $62,300 Building $240,400 | $504,500 (-0.9%) Land $103,833 Building $400,667 |
| 2025 | $3,549.00 | $305,500 Land $62,300 Building $243,200 | $509,100 Land $103,800 Building $405,300 |
| 2023 | $3,314.00 | $283,800 Land $85,700 Building $198,100 | $473,000 Land $142,800 Building $330,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Rustling Leaf Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Rustling Leaf Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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