374 Rustling Leaf Pl, Kearneysville, WV 25430 Property Records

Jefferson County property record for 374 Rustling Leaf Pl, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,962 sqft · built 2006
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$530,400 (Apr 2026)
Tax Bill	$3,329 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-2B-0005.0000`

Property Details

APN / Parcel Number

Primary APN	`07-2B-0005.0000`
Alternative APN	`19-07-2B-0005.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,962 sqft Living Area
1st Floor Area	2,782 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	158 ft deep x 96 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	374 RUSTLING LEAF PL
City	KEARNEYSVILLE
State	WV
Zip	25430-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #5 CHAPEL VIEW
Legal Subdivision	CHAPEL VIEW
Legal Lot Number	5
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2007
Census Tract	972300

Owner

374 Rustling Leaf Pl is owned and occupied by two individuals who bought it in April 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 14, 2026	Deed, Transfer · Conventional Mortgage ICE MORTGAGE TECHNOLOGY
Apr 14, 2026	Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
May 30, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jun 23, 2006 · Amount on File
Deed Document Number	20265337
Deed Book / Page	1371 / 621
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852

Mortgage

Document Number	002357/390
Date	Mar 15, 2021
Book Page	2357/390
Instrument	202100004392

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 14, 2026
Property Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852
Document Number	0000005337
Book / Page	1371 / 621
Instrument Date	Apr 13, 2026
Instrument	2026.5337
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,564.64
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852

Mortgage

Document Number	0000005338,
Date	Apr 14, 2026
Instrument	2026..5338

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 14, 2026
Property Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852
Document Number	001371/621
Book / Page	1371 / 621
Instrument Date	Apr 13, 2026
Instrument	20265337
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,564.64
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852

Mortgage

Document Number	0000005338,
Date	Apr 14, 2026
Instrument	20265338

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	374 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2852
Document Number	0000008603
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	374 RUSTLING LEAF PL KEARNEYSVILLE WV 254302852, KEARNEYSVILLE, WV 25430-2852

Mortgage

Document Number	0000008603
Date	Jul 8, 2020
Book Page	002293/000471
Instrument	8603

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 374 Rustling Leaf Pl was $3,329, down 1.7% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,329.00 (-1.68%)	$288,700 (-0.93%) Land $54,100 Building $234,600	$481,167 (-0.93%) Land $90,167 Building $391,000
2025	$3,386.00	$291,400 Land $54,100 Building $237,300	$485,700 Land $90,200 Building $395,500
2023	$3,126.00	$267,700 Land $74,400 Building $193,300	$446,200 Land $124,000 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 Rustling Leaf Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Rustling Leaf Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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