397 N Beaver Pond Cir, Payson, AZ 85541 Property Records

Gila County property record for 397 N Beaver Pond Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 529 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Dec 2009)
Tax Bill	$974 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`302-17-009`

Property Details

APN / Parcel Number

Primary APN	`302-17-009`
Alternative APNs	`R020235` `020235`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	529 sqft Living Area
1st Floor Area	529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R020235
Street Address	397 N BEAVER POND CIR
City	PAYSON
State	AZ
Zip	85541-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BEAVER VALLEY ESTATES LOT: 7 SECTION: 35 TOWNSHIP: 11.5N RANGE: 10E LOT 7, BEAVER VALLEY ESTATES, PLAT 331, HES 120 S2 SEC 35 T11.5N R10E = 0.23 AC
Legal Range	10E
Legal Township	05N
Legal Section	35
Legal Subdivision	BEAVER VALLEY EST
Legal Lot Number	7
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3029
Census Tract	200

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	398 N BEAVER POND CIR, PAYSON, AZ 85541-2359
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Intrafamily Transfer, Transfer
Jan 30, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Feb 21, 2019	Deed of Trust, Mortgage MARIE THOMAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2009 · Amount on Record
Deed Sale	Dec 8, 2009 · Amount on Record
Deed Document Number	200914867
Last Transfer Date	Mar 30, 2023
Transfer Doc	0000002787
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Mar 30, 2023
Property Address	397 N BEAVER POND CIR, PAYSON, AZ 85541-2360
Document Number	0000002787
Map Reference	MAP 331
Instrument Date	Mar 27, 2023
Instrument	2023-002787
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	398 N BEAVER POND CIR, PAYSON, AZ 85541-2359

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	397 N BEAVER POND CIR, PAYSON, AZ 85541-2360
Document Number	0000001089
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	398 N BEAVER POND CIR PAYSON AZ 855412359, PAYSON, AZ 85541-2359

Mortgage

Document Number	0000001089
Date	Jan 31, 2020
Instrument	1089

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	397 N BEAVER POND CIR, PAYSON, AZ 85541-2360
Document Number	0000002543
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 N BEAVEN ROAD CIR PAYSON AZ 85541, PAYSON, AZ 85541

Mortgage

Document Number	0000002543
Date	Feb 28, 2019
Instrument	2543

Lender

Name	MARIE THOMAS
Address	3498 BAHIA BLANCA W # 2C, LAGUNA WOODS, CA 92637-2963

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,170 (+15.57%) Land $3,578 Building $9,592	$131,702 (+15.57%) Land $35,777 Building $95,925
2025	$974.00 (+9.68%)
2024		$11,396 Land $3,590 Building $7,806	$113,959 Land $35,901 Building $78,058
2023	$888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER VALLEY WATER COMPANY private · serves 150 people · EPA ID AZ0404004
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.52 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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