Sacramento County property record for 397 Gardner Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,618 sqft · built 1999 |
| Lot Size | 0.217 acres (9,434 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jul 2009) |
| Tax Bill | $6,761 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1560-021-0000 |
| Primary APN | 072-1560-021-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,618 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,316 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 9,434 sqft (0.217 acres) |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 23,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 397 GARDNER CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-M (PD) |
| Legal Description | PRAIRIE OAKS 08, LOT 21 |
| Legal Subdivision | PRAIRIE OAKS 08 |
| Legal Lot Number | 21 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 8508 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 397 GARDNER CT, FOLSOM, CA 95630-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on Record |
| Deed Sale | Jul 23, 2009 · Amount on Record |
| Prior Sale | Apr 16, 2009 · Amount on Record |
| Deed Book / Page | 20090723 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 397 GARDNER CT, FOLSOM, CA 95630-9567 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 397 GARDNER CT, FOLSOM, CA 95630-9567 |
| Document Number | 0000001139 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202511261139 |
| Name | MENHADEN CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,304 (+2%) Land $197,488 Building $381,816 | |
| 2025 | $6,761.00 (+2.08%) | $567,946 (+4.04%) Land $193,616 Building $374,330 |
| 2024 | $6,623.00 (+1.8%) | |
| 2023 | $6,506.00 (+1.66%) | $545,895 Land $186,099 Building $359,796 |
| 2022 | $6,400.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Zeta Broadband.
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