388 Gardner Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 388 Gardner Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,810 sqft · built 1999
Lot Size0.195 acres (8,510 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Dec 2006)
Tax Bill$7,142 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072-1560-026-0000

Property Details

APN / Parcel Number

Primary APN072-1560-026-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,510 sqft (0.195 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address388 GARDNER CT
CityFOLSOM
StateCA
Zip95630-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-M (PD)
Legal DescriptionPRAIRIE OAKS 08, LOT 26
Legal SubdivisionPRAIRIE OAKS 08
Legal Lot Number26
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1015
Census Tract8508

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address388 GARDNER CT, FOLSOM, CA 95630-9567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2006 · Amount on Record
Deed SaleDec 14, 2006 · Amount on Record
Prior SaleNov 16, 1999 · Amount on Record
Deed Book / Page20061214 / 1567
Prior Transfer DateJan 31, 2006
Prior Transfer Doc0000000825
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address388 GARDNER CT, FOLSOM, CA 95630-9567
Document Number2009241036
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address388 GARDNER CT FOLSOM CA 956309567, FOLSOM, CA 95630-9567

Mortgage

Document Number2009241036
DateSep 24, 2020
Instrument2009241036
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$614,948 (+2%) Land $314,307 Building $300,641
2025$7,142.00 (+2.09%)$602,892 (+4.04%) Land $308,145 Building $294,747
2024$6,996.00 (+1.8%)
2023$6,872.00 (+1.64%)$579,482 Land $296,180 Building $283,302
2022$6,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Succeed.Net
Fixed Wireless
100 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon, Zeta Broadband.

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