Sacramento County property record for 392 Gardner Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,020 sqft · built 1999 |
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Dec 1999) |
| Tax Bill | $4,063 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1560-025-0000 |
| Primary APN | 072-1560-025-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 994 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 7,056 sqft (0.162 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 392 GARDNER CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-M (PD) |
| Legal Description | PRAIRIE OAKS 08, LOT 25 |
| Legal Subdivision | PRAIRIE OAKS 08 |
| Legal Lot Number | 25 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 8508 |
392 Gardner Ct is owned by a company that acquired it in July 2015 and is owner-occupied.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 392 GARDNER CT, FOLSOM, CA 95630-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 1999 · Amount on File |
| Deed Sale | Dec 22, 1999 · Amount on File |
| Deed Book / Page | 991222 / 1044 |
| Last Transfer Date | Jul 21, 2015 |
| Transfer Doc | 0000000781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 392 GARDNER CT, FOLSOM, CA 95630-9567 |
| Document Number | 1706290566 |
| Instrument Date | Jun 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 392 GARDNER CT FOLSOM CA 956309567, FOLSOM, CA 95630-9567 |
| Document Number | 1706290566 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 1706290566 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 392 Gardner Ct was $4,063 with a homeowner's exemption, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $334,155 (+2%) Land $59,555 Building $274,600 | |
| 2025 | $4,063.00 (+2.11%) Homeowner's exemption | $327,604 Land $58,388 Building $269,216 |
| 2024 | $3,979.00 (+1.84%) | |
| 2023 | $3,907.00 (+1.8%) Homeowner's exemption | $314,885 Land $56,122 Building $258,763 |
| 2022 | $3,838.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 392 Gardner Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Gardner Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Zeta Broadband.
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