397 Cramner Ave, #4-3, Fraser, CO 80442 Property Records

Grand County property record for 397 Cramner Ave, #4-3, Fraser, CO 80442

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 692 sqft · built 1972
Owner	Individual Name on File
Last Sale	$465,000 (Aug 2023)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R040730`

Property Details

APN / Parcel Number

Primary APN	`R040730`
Alternative APN	`158720110027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	692 sqft
Gross Area	739 sqft

Exterior

Year Built	Built 1972
Construction Type	Wood
Roof Type	Mansard
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R040730
Street Address	397 CRAMNER AVE # 4-3, 4-3
City	FRASER
State	CO
Zip	80442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBD: MEADOW RIDGE LODGES CT 4 UNIT: 3
Legal Subdivision	MEADOW RIDGE LODGES CT 4
Legal Block	10
Legal Lot Number	27
Legal Unit	3
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1017
Census Tract	203

Owner

397 Cramner Ave, #4-3 is owned by an individual who bought it in August 2023.

Source: Grand County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	701 SE DOUGLAS ST, LEES SUMMIT, MO 64063-4224
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 3, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Jan 25, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	2023005042
Record Updated	Jun 8, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Aug 15, 2023
Property Address	397 GCR 834 # 4-3, 4-3, FRASER, CO 80442
Document Number	2023005042
Map Reference	DOC 125295
Instrument Date	Aug 14, 2023
Instrument	2023005042
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 CRANMER AVE4-3, FRASER, CO 80442

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	701 SE DOUGLAS ST, LEES SUMMIT, MO 64063-4224

Mortgage

Document Number	2023005043
Date	Aug 15, 2023
Instrument	2023005043

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	397 GCR 834 # 4-3, 4-3, FRASER, CO 80442
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010121
Date	Nov 27, 2019
Instrument	2019010121

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Mar 3, 2022
Property Address	397 GCR 834 # 4-3, 4-3, FRASER, CO 80442
Document Number	2022001879
Map Reference	DOC 125295
Instrument Date	Mar 1, 2022
Instrument	2022001879
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2887 GENEVA CT, 2887, DENVER, CO 80238-4449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23985 HIGH MEADOW DR, GOLDEN, CO 80401-9384

Mortgage

Document Number	2022001880
Date	Mar 3, 2022
Instrument	2022001880

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Jan 25, 2019
Property Address	397 GCR 834 # 4-3, 4-3, FRASER, CO 80442
Document Number	2019000658
Map Reference	DOC125295
Instrument Date	Jan 16, 2019
Instrument	2019000658
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2887 GENEVA CT, DENVER, CO 80238-4449

Mortgage

Document Number	2019000659
Date	Jan 25, 2019
Instrument	2019000659

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 397 Cramner Ave, #4-3 was $1,820.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00	$28,880 Building $28,880	$462,150 Building $462,150
2023	$1,400.00 (+38.75%)	$22,550 (+49.44%) Building $22,550	$336,570 (+55.02%) Building $336,570
2022	$1,009.00	$15,090 Building $15,090	$217,120 Building $217,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 397 Cramner Ave, #4-3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Cramner Ave, #4-3 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK RANCH WSD serves 3,250 people · EPA ID CO0125844
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ElektraFi Fixed Wireless	400 / 60

May also be available: AT&T.

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