Allegan County property record for 397 26th St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1972 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,533 (Nov 2015) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-025-005-00 |
| Primary APN | 21-025-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 87,991 sqft (2.02 acres) |
| Lot Dimensions | 297 ft deep x 297 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 397 26TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE NW COR OF SEC 25 TH E ALG THE N SEC LIN 297 FT TH S 297 FT TH W 297 FT TO THE W SEC LIN TH N ALG SD W SEC LIN 297 |
| Legal Range | 13W |
| Legal Township | 01N |
| Legal Section | 25 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | TROWBRIDGE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31101 |
Source: Allegan County records · APN 21-025-005-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 26TH ST, OTSEGO, MI 49078-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on Record |
| Deed Sale | Nov 25, 2015 · Amount on Record |
| Prior Sale | Jan 29, 2014 · Amount on Record |
| Deed Book / Page | 3983 / 340 |
| Prior Transfer Date | May 02, 2001 |
| Prior Transfer Doc | 2057000909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 397 26TH ST, OTSEGO, MI 49078-9621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4503/845 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 4503/845 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Trowbridge Township |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,400 (+31.94%) Land $21,100 Building $105,300 | $252,800 (+31.94%) Land $42,200 Building $210,600 | |
| 2025 | $2,243.00 (+14.38%) | ||
| 2023 | $95,800 Land $14,600 Building $81,200 | $191,600 Land $29,200 Building $162,400 | |
| 2022 | $1,961.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mercury Broadband | Fiber | 5,000 / 5,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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