Allegan County property record for 359 26th St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,004 sqft |
| Lot Size | 2.54 acres (110,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2022) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-025-004-20 |
| Primary APN | 21-025-004-20 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 1,374 sqft |
| Unfinished Basement | 1,374 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 110,642 sqft (2.54 acres) |
| Lot Dimensions | 198 ft deep x 560 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 359 26TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR TH S ON W SEC LIN 297' TO POB TH CONT S 560' TH E 198' TH N 560' TH W 196' TO POB SEC 25 T1N R13W TAX MAP: 2.51 |
| Legal Range | 13W |
| Legal Township | 01N |
| Legal Section | 25 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | TROWBRIDGE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31101 |
Source: Allegan County records · APN 21-025-004-20
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 359 26TH ST, OTSEGO, MI 49078-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Dec 08, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 12, 2021 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Feb 12, 2021 · Amount on Record |
| Deed Document Number | 202215093 |
| Deed Book / Page | 4784 / 536 |
| Prior Transfer Date | Jul 06, 1999 |
| Prior Transfer Doc | 2137000016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 02, 2022 |
| Property Address | 359 26TH ST, OTSEGO, MI 49078-9621 |
| Document Number | 004784/536 |
| Book / Page | 4784 / 536 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022015093 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | NEXT DOOR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 359 26TH ST, 359, OTSEGO, MI 49078-9621 |
| Name | Verified Name |
|---|---|
| Address | 359 26TH ST, OTSEGO, MI 49078-9621 |
| Document Number | 0004784539 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 4784-539 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 359 26TH ST, OTSEGO, MI 49078-9621 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004548/385 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 4548/385 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 359 26TH ST, OTSEGO, MI 49078-9621 |
| Document Number | 004577/730 |
| Book / Page | 4577 / 730 |
| Instrument Date | Feb 02, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 359 26TH ST, 359, OTSEGO, MI 49078-9621 |
| Name | Verified Name |
|---|---|
| Address | 8494 MARSH RD, PLAINWELL, MI 49080-8815 |
| Document Number | 0004577733 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 4577/733 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Trowbridge Township |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,300 (+2.6%) Land $23,700 Building $157,600 | $362,600 (+2.6%) Land $47,400 Building $315,200 | |
| 2025 | $4,651.00 (+5.95%) Homeowner's exemption | $176,700 (+27.95%) Land $22,700 Building $154,000 | $353,400 (+27.95%) Land $45,400 Building $308,000 |
| 2024 | $4,390.00 (+13.73%) | ||
| 2023 | $138,100 Land $16,200 Building $121,900 | $276,200 Land $32,400 Building $243,800 | |
| 2022 | $3,860.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mercury Broadband | Fiber | 5,000 / 5,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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