368 26th St, Otsego, MI 49078 Property Records

Allegan County property record for 368 26th St, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 1972
Lot Size	0.625 acres (27,225 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (May 2013)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-026-002-00`

Property Details

APN / Parcel Number

Primary APN	`21-026-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	27,225 sqft (0.625 acres)
Lot Dimensions	181 ft deep x 150 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	368 26TH ST
City	OTSEGO
State	MI
Zip	49078-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NE COR OF SEC 26 TH S ON THE SEC LIN 505.72 FT TO POB OF THIS DES SD POB BEING 810 FT N OF THE E 1/8 POST OF NE
Legal Range	13W
Legal Township	01N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3019
Census Tract	31101

Owner

Source: Allegan County records · APN 21-026-002-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	368 26TH ST, OTSEGO, MI 49078-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Book / Page	3737 / 431
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	368 26TH ST, OTSEGO, MI 49078-9621
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 26TH ST, OTSEGO, MI 49078-9621

Mortgage

Document Number	004826/378
Date	Dec 28, 2022
Book Page	4826/378
Instrument	2022023934

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (+30.39%) Land $12,200 Building $91,200	$206,800 (+30.39%) Land $24,400 Building $182,400
2025	$1,633.00 (+14.92%)
2023		$79,300 Land $9,500 Building $69,800	$158,600 Land $19,000 Building $139,600
2022	$1,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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