3968 Oak Loop, Mulberry, FL 33860 Property Records

Polk County property record for 3968 Oak Loop, Mulberry, FL 33860 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	968 sqft Living Area
Lot Size	1,210 sqft (0.028 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2020)
Tax Bill	$381.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-29-27-142030-000140`
Alternative APNs	`272923142030000140` `72923000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	968 sqft Living Area
1st Floor	968 sqft 1st Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment Style
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	1,210 sqft (0.028 acres)
Garage Type	Carport Garage
Garage Area	242 sqft Garage
Carport	Carport
Carport Area	242 sqft Carport

Location & Zoning

Street Address	3968 OAK LOOP
City	MULBERRY
State	FL
Zip	33860-9583
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MEADOW OAKS A CONDOMINIUM COND BK 5 PGS 3 & 4 OR BK 1954 PGS 809 THRU 846 LYING & BEING IN PART OF SECTIONS 27 & 34 T-29 S RGE 23 E UNIT NO 14 & AN UNDIVIDED SHARE IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	23E
Legal Township	29S
Legal Section	27
Legal Subdivision	MEADOW OAKS - A CONDOMINIUM
Legal Tract	142030
Legal Block	2
Legal Lot Number	14
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	2
Census Block	2014
Census Tract	14906

Owner

Source: Polk County records · APN 23-29-27-142030-000140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3968 OAK LOOP, 14, MULBERRY, FL 33860-9583
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2020	Warranty Deed, Transfer SMART TITLE
Oct 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2020 · Amount on Record
Deed Sale	Dec 07, 2020 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Doc Number	2020261442
Deed Book / Page	11481 / 2199
Record Refreshed	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 07, 2020
Property Address	3968 OAK LOOP, MULBERRY, FL 33860-9583
Document Number	0114812199
Book / Page	011481 / 002199
Instrument Date	Nov 24, 2020
Instrument	261442
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5722 DEER FLAG DR LAKELAND FL 338112001, LAKELAND, FL 33811-2001

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2019
Property Address	3968 OAK LOOP, MULBERRY, FL 33860-9583
Document Number	0110141402
Book / Page	011014 / 001402
Instrument Date	Oct 17, 2019
Instrument	223928
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$679.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3968 OAK LOOP #14 MULBERRY FL 338609583, 14, MULBERRY, FL 33860-9583

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3968 OAK LOOP, MULBERRY, FL 33860-9583
Document Number	0108850890
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 S FLORIDA AVE LAKELAND FL 338014619, LAKELAND, FL 33801-4619

Mortgage

Document Number	0108850890
Date	Jun 25, 2019
Book Page	010885/000890
Instrument	131605

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00 (-34.42%) Homeowner's exemption	$61,067 (+5.99%)	$121,000 (-2.42%) Land $100 Building $120,900
2023	$581.00 (+3.01%) Homeowner's exemption	$57,617 (+3%)	$124,000 (+29.17%) Land $100 Building $123,900
2022	$564.00 Homeowner's exemption	$55,939	$96,000 Land $100 Building $95,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3968 Oak Loop, Mulberry, FL 33860 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oak Loop

Nearby Streets

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