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3948 Oak Loop, Mulberry, FL 33860 Property Records

Polk County property record for 3948 Oak Loop, Mulberry, FL 33860 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 960 sqft · built 1980
Lot Size0.027 acres (1,169 sqft)
Owner2 Company Names on File
Last Sale$165,000 (May 2022)
Tax Bill$1,564 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-29-27-142030-000100

Property Details

APN / Parcel Number

Primary APN23-29-27-142030-000100
Alternative APNs
  • 272923142030000100
  • 72923000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGambrel
Roof MaterialOther
Lot Area1,169 sqft (0.027 acres)
Garage TypeCarport
Garage Area242 sqft
CarportCarport
Carport Area242 sqft

Location & Zoning

Street Address3948 OAK LOOP
CityMULBERRY
StateFL
Zip33860-9583
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMEADOW OAKS, A CONDOMINIUM COND BK 5 PGS 3 & 4 OR BK 1954 PGS 809 THRU 846 LYING & BEING IN PART OF SECTIONS 27 & 34 T-29 S RGE 23 E UNIT NO 10 & AN UNDIVIDED SHARE IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range23E
Legal Township29S
Legal Section27
Legal SubdivisionMEADOW OAKS - A CONDOMINIUM
Legal Tract142030
Legal Block2
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2014
Census Tract14906

Owner

Source: Polk County records · APN 23-29-27-142030-000100

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address8015 GRAND PINES BLVD, LAKELAND, FL 33810-1364
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
BESTWAY MORTGAGE CORP
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
BESTWAY MORTGAGE CORP
Dec 13, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Feb 12, 2019Warranty Deed, Transfer
UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number2022145719
Deed Book / Page12272 / 216
Last Transfer DateSep 20, 2025
Transfer Doc0000231744
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateOct 03, 2025
Property Address3948 OAK LOOP, MULBERRY, FL 33860-9583
Document Number0000231744
Book / Page13721 / 964
Map ReferenceMB 1954 PG 809
Instrument DateSep 20, 2025
Instrument2025231744
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8015 GRAND PINES BLVD, LAKELAND, FL 33810-1364

Transferred To (Grantee/Buyer)

NameVerified Name
Address8015 GRAND PINES BLVD, LAKELAND, FL 33810-1364

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3948 OAK LOOP, MULBERRY, FL 33860-9583
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyUNITED TTL GROUP OF LAKELAND

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 N KENTUCKY AVE 3, 3, LAKELAND, FL 33801-1777

Mortgage

Document Number0000284838
DateOct 28, 2022
Book Page12466/1819
Instrument2022284838
Lender
NameBESTWAY MORTGAGE CORP
TypeMortgage Company
AddressWOLCOTT, CT 06716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJun 01, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 27, 2022
Property Address3948 OAK LOOP, MULBERRY, FL 33860-9583
Document Number0000145719
Book / Page12272 / 216
Map ReferenceMB 1954 PG 809
Instrument DateMay 23, 2022
Instrument2022145719
Transaction TypeTransfer
Record UpdatedJun 08, 2022
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address354 BACKBONE RD, 354, TAMPICO, IL 61283-9007

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 OAK LOOP # 10, 10, MULBERRY, FL 33860-9583

Mortgage

Document Number0012272218
DateMay 27, 2022
Instrument12272/218
Lender
NameBESTWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3948 OAK LOOP, MULBERRY, FL 33860-9583
Document Number0110850307
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 OAK LOOP #10 MULBERRY FL 338609583, 10, MULBERRY, FL 33860-9583

Mortgage

Document Number0110850307
DateDec 26, 2019
Book Page011085/000307
Instrument272706
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 25, 2024
Interest
Rate TypeAdjustable Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 12, 2019
Property Address3948 OAK LOOP, MULBERRY, FL 33860-9583
Document Number0107480834
Book / Page010748 / 000834
Instrument DateFeb 06, 2019
Instrument28616
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 OAK LOOP RD #10 MULBERRY FL 33860, 10, MULBERRY, FL 33860

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,564.00 (-16.23%)$121,000 (-5.1%) Land $100 Building $120,900$121,000 (-5.1%) Land $100 Building $120,900
2024$1,867.00 (+1.52%)$127,500 (+2.82%) Land $100 Building $127,400$127,500 (+2.82%) Land $100 Building $127,400
2023$1,839.00 (+344.2%)$124,000 (+201.18%) Land $100 Building $123,900$124,000 (+29.17%) Land $100 Building $123,900
2022$414.00$41,171$96,000 Land $100 Building $95,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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