Polk County property record for 3978 Oak Loop, Mulberry, FL 33860 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 968 sqft · built 1983 |
| Lot Size | 0.028 acres (1,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Feb 2024) |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-27-142030-000160 |
| Primary APN | 23-29-27-142030-000160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 1,210 sqft (0.028 acres) |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Street Address | 3978 OAK LOOP |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-9583 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MEADOW OAKS, A CONDOMINIUM COND BK 5 PGS 3 & 4 OR BK 1954 PGS 809 THRU 846 LYING & BEING IN PART OF SECTIONS 27 & 34 T-29 S RGE 23 E UNIT NO 16 & AN UNDIVIDED SHARE IN THE COMMON ELEMENTS AS PER CONDO DECLARATION |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 27 |
| Legal Subdivision | MEADOW OAKS - A CONDOMINIUM |
| Legal Tract | 142030 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14906 |
Source: Polk County records · APN 23-29-27-142030-000160
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2633 DELPHI HILLS CT, LAKELAND, FL 33812-5263 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 11, 2022 | Deed of Trust, Mortgage LAUNCH CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on Record |
| Deed Sale | Feb 12, 2024 · Amount on Record |
| Prior Sale | Jun 01, 2016 |
| Deed Document Number | 202433714 |
| Deed Book / Page | 13004 / 1923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 3978 OAK LOOP, MULBERRY, FL 33860-9583 |
| Document Number | 0000033714 |
| Book / Page | 13004 / 1923 |
| Map Reference | MB 1954 PG 809-846 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024033714 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1469 LONGOAK DR S, LAKELAND, FL 33811-2116 |
| Name | Verified Name |
|---|---|
| Address | 2633 DELPHI HILLS CT, LAKELAND, FL 33812-5263 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3978 OAK LOOP, MULBERRY, FL 33860-9583 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Name | Verified Name |
|---|---|
| Address | 1469 LONGOAK DR S, LAKELAND, FL 33811-2116 |
| Document Number | 0000038500 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 12113/1640 |
| Instrument | 2022038500 |
| Name | LAUNCH CU |
|---|---|
| Type | Credit Union |
| Address | MERRITT ISLAND, FL 32952 |
| Amount | Amount Recorded |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 (-14.95%) | $121,000 (-2.42%) Land $100 Building $120,900 | $121,000 (-2.42%) Land $100 Building $120,900 |
| 2023 | $1,839.00 (+37.96%) | $124,000 (+29.17%) Land $100 Building $123,900 | $124,000 (+29.17%) Land $100 Building $123,900 |
| 2022 | $1,333.00 | $96,000 Land $100 Building $95,900 | $96,000 Land $100 Building $95,900 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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