3968 E Pacific Ave, Sacramento, CA 95820 Property Records

Sacramento County property record for 3968 E Pacific Ave, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1926
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$184,500 (Jul 2002)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-0034-003-0000`

Property Details

APN / Parcel Number

Primary APN	`019-0034-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3968 E PACIFIC AVE
City	SACRAMENTO
State	CA
Zip	95820-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WESTERN PACIFIC ADD, LOT 64
Legal Subdivision	WESTERN PACIFIC ADD
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	3600

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3968 E PACIFIC AVE, SACRAMENTO, CA 95820-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZZ LENDING INC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZZ LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2002 · Amount on Record
Deed Sale	Jul 26, 2002 · Amount on Record
Prior Sale	Jul 26, 2002
Deed Book / Page	20020726 / 2111
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3968 E PACIFIC AVE, SACRAMENTO, CA 95820-1013
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 E PACIFIC AVE, SACRAMENTO, CA 95820-1013

Mortgage

Document Number	0000001156
Date	Jul 22, 2021
Instrument	202107221156

Lender

Name	ZZ LENDING INC
Type	Non-Lending Institution
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3968 E PACIFIC AVE, SACRAMENTO, CA 95820-1013
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 E PACIFIC AVE, SACRAMENTO, CA 95820-1013

Mortgage

Document Number	7220000001156
Date	Jul 22, 2021
Book Page	20210722/1156

Lender

Name	ZZ LENDING INC
Type	Non-Lending Institution
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$294,838 (+2%) Land $44,306 Building $250,532
2025	$3,434.00 (+1.48%) Homeowner's exemption	$289,058 (+4.04%) Land $43,438 Building $245,620
2024	$3,384.00 (+2.48%)
2023	$3,302.00 (+1.79%) Homeowner's exemption	$277,835 Land $41,752 Building $236,083
2022	$3,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1993–2023)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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