3981 E Pacific Ave, Sacramento, CA 95820 Property Records

Sacramento County property record for 3981 E Pacific Ave, Sacramento, CA 95820

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,716 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2022)
Tax Bill	$7,112 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-0035-011-0000`

Property Details

APN / Parcel Number

Primary APN	`019-0035-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3981 E PACIFIC AVE
City	SACRAMENTO
State	CA
Zip	95820-1012
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-1
Legal Description	LOTS 94 THRU 96 WESTERN PACIFIC ADDITION
Legal Subdivision	WESTERN PACIFIC ADDITION
Legal Lot Number	94-96
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	3600

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 23, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 23, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20221193
Deed Book / Page	202201 / 1193
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	2021000106
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 2ND AVE, SAN FRANCISCO, CA 94118-4006

Mortgage

Document Number	0000001008
Date	Oct 31, 2022
Instrument	2022103101008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2022
Property Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Document Number	0000001193
Map Reference	MB 11 MAP 12
Instrument Date	Jan 11, 2022
Instrument	2022011101193
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012

Mortgage

Document Number	0000001194
Date	Jan 11, 2022
Instrument	2022011101194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 30, 2017
Property Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Document Number	1708301002
Instrument Date	Aug 30, 2017
Instrument	1708301002
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2449 DONNER WAY SACRAMENTO CA 958183930, SACRAMENTO, CA 95818-3930

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2017
Property Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Document Number	1708230049
Instrument Date	Aug 21, 2017
Instrument	1708230049
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3981 E PACIFIC AVE SACRAMENTO CA 958201012, SACRAMENTO, CA 95820-1012

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2017
Property Address	3981 E PACIFIC AVE, SACRAMENTO, CA 95820-1012
Document Number	1708230050
Instrument Date	Aug 15, 2017
Instrument	1708230050
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3981 E PACIFIC AVE SACRAMENTO CA 958201012, SACRAMENTO, CA 95820-1012

Mortgage

Document Number	1708230051
Date	Aug 23, 2017
Instrument	1708230051

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,159 (+2%) Land $129,890 Building $476,269
2025	$7,112.00 (+1.43%)	$594,275 (+4.04%) Land $127,344 Building $466,931
2024	$7,012.00 (+1.01%)
2023	$6,942.00 (+26.2%)	$571,200 Land $122,400 Building $448,800
2022	$5,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1993–2023)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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