Macomb County property record for 3965 Stephens Rd, Warren, MI 48091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,460 sqft · built 1960 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $34,500 (Mar 2001) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-30-278-026 |
| Primary APN | 12-13-30-278-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 188 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3965 STEPHENS RD |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48091-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | SUPERVISORS PLAT OF KUTCHEY'S RYAN ROAD SUBDIVISION LOT 6 L23 P41 |
| Legal Subdivision | RYAN ROAD SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 263500 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3965 STEPHENS RD, WARREN, MI 48091-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2001 · Amount on Record |
| Deed Sale | Mar 19, 2001 · Amount on Record |
| Last Transfer Date | Aug 2, 2016 |
| Transfer Doc | 0000089804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3965 STEPHENS RD, WARREN, MI 48091-5809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017994 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 24553/274 |
| Instrument | 7017994 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Fitzgerald Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,130 (+3.74%) | $242,260 (+3.74%) | |
| 2025 | $2,867.00 (+17.94%) Homeowner's exemption | $116,760 (+34.47%) | $233,520 (+34.47%) |
| 2023 | $86,830 | $173,660 | |
| 2022 | $2,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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