Macomb County property record for 3905 Stephens Rd, Warren, MI 48091
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,317 sqft · built 1958 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jun 2000) |
| Tax Bill | $3,486 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-30-278-024 |
| Primary APN | 12-13-30-278-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,317 sqft Living Area |
| Gross Area | 3 sqft |
| 1st Floor Area | 2,015 sqft |
| Basement Area | 1,041 sqft |
| Unfinished Basement | 1,041 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 188 ft deep x 80 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3905 STEPHENS RD |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48091-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | SUPERVISORS PLAT OF KUTCHEY'S RYAN ROAD SUBDIVISION LOT 8 L23 P41 |
| Legal Subdivision | RYAN ROAD SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 263500 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3905 STEPHENS RD, WARREN, MI 48091-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2000 · Amount on Record |
| Deed Sale | Jun 19, 2000 · Amount on Record |
| Prior Sale | Jun 26, 1997 · Amount on Record |
| Last Transfer Date | Dec 28, 2017 |
| Transfer Doc | 0000005363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3905 STEPHENS RD, WARREN, MI 48091-5809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027314 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 25258/225 |
| Instrument | 8027314 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 16, 2018 |
| Property Address | 3905 STEPHENS RD, WARREN, MI 48091-5809 |
| Document Number | 0000005363 |
| Book / Page | 025165 / 000929 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 5363 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3905 STEPHENS RD WARREN MI 480915809, WARREN, MI 48091-5809 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Fitzgerald Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,230 (+9.88%) | $348,460 (+9.88%) | |
| 2025 | $3,486.00 (+17.93%) Homeowner's exemption | $158,570 (+32.48%) | $317,140 (+32.48%) |
| 2023 | $119,690 | $239,380 | |
| 2022 | $2,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures