3935 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 3935 Stephens Rd, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,679 sqft · built 1961
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Dec 2021)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-30-278-025`

Property Details

APN / Parcel Number

Primary APN	`12-13-30-278-025`
Alternative APN	`1330278025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Unfinished Basement	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	188 ft deep x 80 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3935 STEPHENS RD
City	WARREN
State	MI
Zip	48091-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SUPERVISORS PLAT OF KUTCHEY'S RYAN ROAD SUBDIVISION LOT 7 L23 P41
Legal Subdivision	RYAN ROAD SUBDIVISION
Legal Lot Number	7
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1016
Census Tract	263500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3935 STEPHENS RD, WARREN, MI 48091-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UIF CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Feb 11, 2013 · Amount on Record
Deed Document Number	20212279416
Deed Book / Page	28238 / 574
Last Transfer Date	Sep 24, 2024
Transfer Doc	0000000629
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 2, 2021
Property Address	3935 STEPHENS RD, WARREN, MI 48091-5809
Document Number	2102279416
Book / Page	28238 / 574
Map Reference	LB 23 PG 41
Instrument Date	Oct 7, 2021
Instrument	202102279416
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3835 STEPHENS RD, 3835, WARREN, MI 48091-5808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3935 STEPHENS RD, WARREN, MI 48091-5809

Mortgage

Document Number	2102285387
Date	Dec 9, 2021
Book Page	28272/1
Instrument	202102285387

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	3935 STEPHENS RD, WARREN, MI 48091-5809
Document Number	0000010810
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 STEPHENS RD WARREN MI 480915809, WARREN, MI 48091-5809

Mortgage

Document Number	0000010810
Date	Feb 1, 2019
Book Page	025793/000308
Instrument	10810

Lender

Name	UIF CORP
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,240 (+38.99%)	$266,480 (+38.99%)
2025	$8,183.00 (+82.98%)
2023		$95,860	$191,720
2022	$4,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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