Polk County property record for 3965 Grandefield Cir, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,438 sqft · built 2016 |
| Lot Size | 0.807 acres (35,157 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $700,000 (Feb 2021) |
| Tax Bill | $8,051 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-28-142053-000660 |
| Primary APN | 23-29-28-142053-000660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,438 sqft Living Area |
| Gross Area | 5,495 sqft |
| 1st Floor Area | 2,220 sqft |
| Upper Floors Area | 2,218 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 35,157 sqft (0.807 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 416 sqft |
| Street Address | 3965 GRANDEFIELD CIR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-6560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDEFIELD ON POLEY CREEK PB 143 PGS 40-44 LOT 66 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | GRANDEFIELD ON POLEY CREEK |
| Legal Tract | 142053 |
| Legal Block | 3 |
| Legal Lot Number | 66 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14904 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Aug 11, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Feb 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on File |
| Deed Sale | Feb 10, 2021 · Amount on File |
| Prior Sale | Jun 15, 2016 · Amount on File |
| Deed Document Number | 202134232 |
| Deed Book / Page | 11574 / 1891 |
| Last Transfer Date | Aug 10, 2022 |
| Transfer Doc | 0000219130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000203108 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 12817/2048 |
| Instrument | 2023203108 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Document Number | 0000219130 |
| Book / Page | 12376 / 1430 |
| Map Reference | MB 143 PG 40-44 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022219130 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3965 GRANDEFIELD CIR, 3965, MULBERRY, FL 33860-6560 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 10, 2021 |
| Property Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Document Number | 0000034232 |
| Book / Page | 11574 / 1891 |
| Map Reference | MB 143 PG 40-44 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021034232 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | INLAND TITLE COMPANY, ISLAND TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 REFLECTIONS LAKE LOOP, 1050, LAKELAND, FL 33813-5610 |
| Name | Verified Name |
|---|---|
| Address | 3965 GRANDEFIELD CIR, MULBERRY, FL 33860-6560 |
| Document Number | 0115741892 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 11574/1892 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,587 (+12.47%) | $800,913 (+6.18%) Land $76,000 Building $724,913 | |
| 2025 | $8,051.00 (-6.46%) Homeowner's exemption | $662,947 (+5.99%) | $754,272 (-0.11%) Land $76,000 Building $678,272 |
| 2023 | $8,607.00 (+3.59%) Homeowner's exemption | $625,498 (+3%) | $755,099 (+24.34%) Land $74,000 Building $681,099 |
| 2022 | $8,309.00 Homeowner's exemption | $607,280 Land $70,000 Building $537,280 | $607,280 Land $70,000 Building $537,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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