Polk County property record for 3992 Grandefield Cir, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,268 sqft · built 2016 |
| Lot Size | 0.72 acres (31,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Mar 2015) |
| Tax Bill | $5,624 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-28-142053-000240 |
| Primary APN | 23-29-28-142053-000240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,268 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 3,268 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 31,376 sqft (0.72 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 519 sqft |
| Street Address | 3992 GRANDEFIELD CIR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-6557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDEFIELD ON POLEY CREEK PB 143 PGS 40-44 LOT 24 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | GRANDEFIELD ON POLEY CREEK |
| Legal Tract | 142053 |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14904 |
3992 Grandefield Cir is owned and occupied by an individual who bought it in March 2015.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3992 GRANDEFIELD CIR, MULBERRY, FL 33860-6557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AUTO CLUB TR FSB |
| Jun 29, 2016 | Loan Modification, Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2015 · Amount on File |
| Deed Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 201537736 |
| Deed Book / Page | 9465 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3992 GRANDEFIELD CIR, MULBERRY, FL 33860-6557 |
| Document Number | 0115470812 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3992 GRANDEFIELD CIR MULBERRY FL 338606557, MULBERRY, FL 33860-6557 |
| Document Number | 0115470812 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 011547/000812 |
| Instrument | 202106691 |
| Name | AUTO CLUB TR FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3992 GRANDEFIELD CIR, MULBERRY, FL 33860-6557 |
| Document Number | 0102111824 |
| Book / Page | 010211 / 001824 |
| Instrument Date | Jun 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3992 GRANDEFIELD CIR MULBERRY FL 338606557, MULBERRY, FL 33860-6557 |
| Document Number | 0102111824 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 010211/001824 |
| Instrument | 139750 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | 3008 6 RONDA AVE, LAKELAND, FL 33803 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2025 property tax bill for 3992 Grandefield Cir was $5,624 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,157 (+2.7%) | $666,656 (+1.74%) Land $76,000 Building $590,656 | |
| 2025 | $5,624.00 Homeowner's exemption | $480,192 | $655,227 Land $76,000 Building $579,227 |
| 2023 | $6,279.00 (+3.29%) Homeowner's exemption | $453,067 (+3%) | $664,061 (+12.96%) Land $74,000 Building $590,061 |
| 2022 | $6,079.00 Homeowner's exemption | $439,871 | $587,865 Land $70,000 Building $517,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3992 Grandefield Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3992 Grandefield Cir is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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