3952 Grandefield Cir, Mulberry, FL 33860 Property Records

Polk County property record for 3952 Grandefield Cir, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,470 sqft · built 2016
Lot Size0.496 acres (21,601 sqft)
Owner2 Individual Names on File
Last Sale$593,900 (Jul 2019)
Tax Bill$6,940 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-28-142053-000180

Property Details

APN / Parcel Number

Primary APN23-29-28-142053-000180
Alternative APNs
  • 282923142053000180
  • 82923000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,470 sqft Living Area
Gross Area5,236 sqft
1st Floor Area2,276 sqft
Upper Floors Area2,194 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area21,601 sqft (0.496 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area766 sqft
Pool TypeEnclosed Pool
PorchFinished/Open Porch
Porch Area988 sqft

Location & Zoning

Street Address3952 GRANDEFIELD CIR
CityMULBERRY
StateFL
Zip33860-6557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANDEFIELD ON POLEY CREEK PB 143 PGS 40-44 LOT 18
Legal Range23E
Legal Township29S
Legal Section28
Legal SubdivisionGRANDEFIELD ON POLEY CREEK
Legal Tract142053
Legal Block3
Legal Lot Number18
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group3
Census Block3002
Census Tract14904

Owner

3952 Grandefield Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3952 GRANDEFIELD CIR, MULBERRY, FL 33860-6557
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG
Jul 24, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2019 · Amount on File
Deed SaleJul 24, 2019 · Amount on File
Prior SaleSep 30, 2016 · Amount on File
Deed Document Number2019154400
Deed Book / Page10916 / 1879
Prior Transfer DateNov 4, 2014
Prior Transfer Doc0000191765
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3952 GRANDEFIELD CIR, MULBERRY, FL 33860-6557
Document Number0112342005
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3952 GRANDEFIELD CIR MULBERRY FL 338606557, MULBERRY, FL 33860-6557

Mortgage

Document Number0112342005
DateMay 15, 2020
Book Page011234/002005
Instrument97722
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 24, 2019
Property Address3952 GRANDEFIELD CIR, MULBERRY, FL 33860-6557
Document Number0109161879
Book / Page010916 / 001879
Instrument DateApr 4, 2019
Instrument154400
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,157.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3952 GRANDEFIELD CIR MULBERRY FL 338606557, MULBERRY, FL 33860-6557

Mortgage

Document Number109161882
DateJul 24, 2019
Book Page010916/001882
Instrument154401
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3952 Grandefield Cir was $6,940 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$592,623 (+2.7%)$802,236 (+0.32%) Land $76,000 Building $726,236
2025$6,940.00 Homeowner's exemption$577,043$799,704 Land $76,000 Building $723,704
2023$7,544.00 (+3.85%) Homeowner's exemption$544,447 (+3%)$798,383 (+23.55%) Land $74,000 Building $724,383
2022$7,264.00 Homeowner's exemption$528,589$646,206 Land $70,000 Building $576,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3952 Grandefield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3952 Grandefield Cir is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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