39648 Penny Ln, Elyria, OH 44035 Property Records

Lorain County property record for 39648 Penny Ln, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,200 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$2,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-004-141-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,200 sqft Living Area
1st Floor	1,200 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	180 ft x 97 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	120 sqft Patio
Porch	1 Porch
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	39648 PENNY LN
City	ELYRIA
State	OH
Zip	44035-8122
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CUSICK 1-3 FRNT 0083.55 DPTH 0226.00
Legal Subdivision	CUSICK ALLOTMENT #3
Legal Block	141
Legal Lot Number	39
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1010
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-004-141-016

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39648 PENNY LN, ELYRIA, OH 44035-8122
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Oct 02, 2001 · Amount on Record
Last Transfer Date	Apr 03, 2015
Transfer Doc	0000540038
Record Refreshed	Jun 08, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	39648 PENNY LN, ELYRIA, OH 44035-8122
Document Number	0000659351
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39648 PENNY LN ELYRIA OH 440358122, ELYRIA, OH 44035-8122

Mortgage

Document Number	0000659351
Date	Jan 25, 2018
Instrument	659351

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00	$50,360 (%) Land $9,740 Building $40,620	$143,890 (-) Land $27,820 Building $116,070
2024	$2,237.00 (+1.64%)	$50,362 (+15.19%) Land $9,737 Building $40,625	$143,890 (+15.19%) Land $27,820 Building $116,070
2023	$2,201.00 (+0.64%)	$43,722 (+%) Land $9,898 Building $33,824	$124,920 (-) Land $28,280 Building $96,640
2022	$2,187.00	$43,720 Land $9,900 Building $33,820
2021			$124,920 Land $28,280 Building $96,640

Flood & Wildfire

39648 Penny Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.