39584 Penny Ln, Elyria, OH 44035 Property Records

Lorain County property record for 39584 Penny Ln, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,120 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2014)
Tax Bill	$1,734.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-00-004-141-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,120 sqft Living Area
Gross Area	1,360 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Basement Area	1,120 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	14,375 sqft (0.33 acres)
Depth X Width	180 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Patio Area	144 sqft Patio
Porch Area	72 sqft Porch
Canopy Area	144 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	39584 PENNY LN
City	ELYRIA
State	OH
Zip	44035-8120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CUSICK ALLOT 3 80 X 180 7/23/15 TOD 2015-0553002
Legal Subdivision	CUSICK ALLOT 3
Legal Block	141
Legal Lot Number	42
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1010
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-004-141-019

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39584 PENNY LN, ELYRIA, OH 44035-8120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Jul 01, 2011 · Amount on Record
Deed Doc Number	2014515367
Last Transfer Date	Jul 08, 2015
Transfer Doc	20150553002
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39584 PENNY LN, ELYRIA, OH 44035-8120
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000882838
Date	Jul 12, 2022
Instrument	2022-0882838

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-29.76%) Homeowner's exemption	$47,420 (+%) Land $8,800 Building $38,620	$135,480 (-) Land $25,150 Building $110,330
2024	$1,734.00 (+1.94%)	$47,418 (+11.27%) Land $8,803 Building $38,616	$135,480 (+11.27%) Land $25,150 Building $110,330
2023	$1,701.00 (-0.47%)	$42,616 (-0.01%) Land $8,946 Building $33,670	$121,760 (-) Land $25,560 Building $96,200
2022	$1,709.00	$42,620 Land $8,950 Building $33,670
2021			$121,760 Land $25,560 Building $96,200

Flood & Wildfire

39584 Penny Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.