Lorain County property record for 39628 Penny Ln, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,228 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $129,000 (2007) |
| Tax Bill | $2,381.00 (2025) |
| Primary APN | 10-00-004-141-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,228 sqft Living Area |
| 1st Floor | 1,228 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,375 sqft (0.33 acres) |
| Depth X Width | 180 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 39628 PENNY LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CUSICK ALLOT 3 80 X 180 TOD 1/2/15 2015-0530496 |
| Legal Subdivision | CUSICK ALLOTMENT #3 |
| Legal Block | 141 |
| Legal Lot Number | 39&40 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-004-141-017
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 39628 PENNY LN, ELYRIA, OH 44035-8122 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ACHIEVE CREDIT UNION |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on Record |
| Deed Sale | Apr 27, 2007 · Amount on Record |
| Prior Sale | May 25, 2004 |
| Deed Doc Number | 2007001964 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39628 PENNY LN, ELYRIA, OH 44035-8122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050004 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 2025-0050004 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39628 PENNY LN, ELYRIA, OH 44035-8122 |
| Document Number | 0000782779 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 39628 PENNY LN ELYRIA OH 440358122, ELYRIA, OH 44035-8122 |
| Document Number | 0000782779 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 782779 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 08, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39628 PENNY LN, ELYRIA, OH 44035-8122 |
| Document Number | 0000727766 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39628 PENNY LN ELYRIA OH 440358122, ELYRIA, OH 44035-8122 |
| Document Number | 0000727766 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 727766 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 26, 2034 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 | $53,710 (+%) Land $8,800 Building $44,910 | $153,450 (-) Land $25,150 Building $128,300 |
| 2024 | $2,381.00 (+9.52%) | $53,708 (+24.42%) Land $8,803 Building $44,905 | $153,450 (+24.42%) Land $25,150 Building $128,300 |
| 2023 | $2,174.00 (+0.65%) | $43,166 (-0.01%) Land $8,946 Building $34,220 | $123,330 (-) Land $25,560 Building $97,770 |
| 2022 | $2,160.00 | $43,170 Land $8,950 Building $34,220 | |
| 2021 | $123,330 Land $25,560 Building $97,770 |
39628 Penny Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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