3964 State Rte 245, Cable, OH 43009 Property Records

Champaign County property record for 3964 State Rte 245, Cable, OH 43009

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,608 sqft · built 1900
Lot Size	48.3 acres (2,106,997 sqft)
Owner	Company Name on Record
Last Sale	$888,100 (May 2022)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028457-0`

Property Details

APN / Parcel Number

Primary APN	`028457-0`
Alternative APN	`L47-12-00-44-00-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	872 sqft
Upper Floors Area	448 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	2,106,997 sqft (48.3 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Shed	1 Shed
Shed Area	288 sqft
Granary	960 sqft
Lean-To	960 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	028457-0
Street Address	E STATE ROUTE 245
City	URBANA
State	OH
Zip	43078
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 00-00-00 __ 12795 EVANS
Legal Subdivision	MILITARY SURVEY NO OF ENTRY OF 12795
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2007
Census Tract	10100

Owner

Source: Champaign County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8744 METZ RD, WEST LIBERTY, OH 43357-9634
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Transfer on Death Deed, Transfer ADVOCATE TITLE AGENCY
May 27, 2022	Transfer on Death Deed, Transfer
May 27, 2022	Warranty Deed, Transfer · Seller Carry-Back CYNTHIA WILLIAMSON
Mar 22, 2019	Intrafamily Transfer, Transfer
Nov 15, 2018	Affidavit of Death of Joint Tenant, Transfer
Jan 21, 2016	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	20222761
Deed Book / Page	585 / 3095
Last Transfer Date	Dec 17, 2024
Transfer Doc	0000004738
Record Updated	Sep 20, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 27, 2022
Property Address	E ST RTE 245, URBANA, OH 43078
Document Number	00585/3104
Book / Page	585 / 3104
Instrument Date	May 23, 2022
Instrument	202200002764
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ADVOCATE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8744 METZ RD, WEST LIBERTY, OH 43357-9634

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 27, 2022
Property Address	3964 STATE ROUTE 245, CABLE, OH 43009-9729
Document Number	00585/3101
Book / Page	585 / 3101
Instrument Date	May 23, 2022
Instrument	202200002763
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 27, 2022
Property Address	3964 STATE ROUTE 245, CABLE, OH 43009-9729
Document Number	00585/3095
Book / Page	585 / 3095
Instrument Date	May 12, 2022
Instrument	202200002761
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ADVOCATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 E ST #245 # 245, 245, CABLE, OH 43009

Mortgage

Document Number	202200002762
Date	May 27, 2022
Instrument	202200002762

Lender

Name	CYNTHIA WILLIAMSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 22, 2019
Property Address	3964 STATE ROUTE 245, CABLE, OH 43009-9729
Document Number	00565/1249
Book / Page	565 / 1249
Instrument Date	Jan 7, 2019
Instrument	201900001058
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HENRY ST, URBANA, OH 43078-2528

November 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Nov 15, 2018
Property Address	3964 STATE ROUTE 245, CABLE, OH 43009-9729
Document Number	00562/3367
Book / Page	562 / 3367
Instrument Date	Oct 11, 2018
Instrument	201800005022
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HENRY ST, URBANA, OH 43078-2528

January 2016: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 21, 2016
Property Address	E ST RTE 245, URBANA, OH 43078
Document Number	00538/0906
Book / Page	538 / 0906
Instrument Date	Dec 18, 2015
Instrument	201600000277
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8744 METZ RD, WEST LIBERTY, OH 43357-9634

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,107.00	$241,270 (+35.7%) Land $173,730 Building $67,540	$689,340 (+35.7%) Land $496,360 Building $192,980
2024	$4,107.00 (+34.52%) Homeowner's exemption	$177,800 (-) Land $132,360 Building $45,440
2023	$3,053.00 (-1.04%) Homeowner's exemption	$177,800 (-) Land $132,360 Building $45,440	$507,980 (-) Land $378,160 Building $129,820
2022	$3,085.00	$177,800 Land $132,360 Building $45,440	$507,980 Land $378,160 Building $129,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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