2877 State Rte 245, Cable, OH 43009 Property Records

Champaign County property record for 2877 State Rte 245, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,402 sqft · built 1999
Lot Size	2.33 acres (101,669 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Jul 2026)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`034851-3`

Property Details

APN / Parcel Number

Primary APN	`034851-3`
Alternative APN	`I30-09-00-40-00-033-06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	101,669 sqft (2.33 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	191 sqft
Patio Area	446 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034851-3
Street Address	2877 STATE ROUTE 245
City	CABLE
State	OH
Zip	43009-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 4332
Legal Subdivision	VIRGINIA MILITARY SURVEY 4331-4332
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3007
Census Tract	11501

Owner

Source: Champaign County records · APN 034851-3

Assessment roll updated March 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2877 STATE ROUTE 245, CABLE, OH 43009-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	20262660
Deed Book / Page	606 / 4901
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 01, 2026
Property Address	2877 STATE ROUTE 245, CABLE, OH 43009-9749
Document Number	0000002660
Book / Page	606 / 4901
Instrument Date	Jun 22, 2026
Instrument	20262660
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124,028.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 STATE ROUTE 245, CABLE, OH 43009-9749

Mortgage

Document Number	0000002661,
Date	Jul 01, 2026
Instrument	20262661

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2877 STATE ROUTE 245, CABLE, OH 43009-9749
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567/2371
Date	Aug 29, 2019
Book Page	567/2371
Instrument	201900003418

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2044

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (-8.35%)	$96,620 (+29.41%) Land $14,190 Building $82,430	$276,050 (+29.41%) Land $40,550 Building $235,500
2024	$3,319.00 (+17.86%) Homeowner's exemption	$74,660 (-) Land $10,760 Building $63,900
2023	$2,816.00 (-0.39%) Homeowner's exemption	$74,660 (-) Land $10,760 Building $63,900	$213,320 (-) Land $30,740 Building $182,580
2022	$2,827.00 Homeowner's exemption	$74,660 Land $10,760 Building $63,900	$213,320 Land $30,740 Building $182,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40

Based on FCC filings for 12 locations within half a mile of this property.

Nearby Properties on State Rte 245

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