3403 State Rte 245, Cable, OH 43009 Property Records

Champaign County property record for 3403 State Rte 245, Cable, OH 43009

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,968 sqft · built 1917
Lot Size	23.1 acres (1,009,895 sqft)
Owner	Individual Name on Record
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019095-2`

Property Details

APN / Parcel Number

Primary APN	`019095-2`
Alternative APN	`I30-09-00-41-00-006-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	840 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	1,009,895 sqft (23.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	516 sqft
Deck Area	64 sqft
Patio Area	368 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	266 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	019095-2
Street Address	3403 STATE ROUTE 245
City	CABLE
State	OH
Zip	43009-9730
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 00-00-00 __ 4524
Legal Subdivision	V M S 4524
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3019
Census Tract	11501

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3403 STATE ROUTE 245, CABLE, OH 43009-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit THE PEOPLES SAVINGS BANK
Dec 10, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage THE PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 23, 2021
Transfer Doc	00582/3414
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	3403 STATE ROUTE 245, CABLE, OH 43009-9730
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 STATE ROUTE 245, CABLE, OH 43009-9730

Mortgage

Document Number	00583/3375
Date	Feb 1, 2022
Book Page	583/3375
Instrument	202200000638

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 10, 2021
Property Address	3403 STATE ROUTE 245, CABLE, OH 43009-9730
Document Number	00582/3414
Book / Page	582 / 3414
Instrument Date	Nov 23, 2021
Instrument	202100007020
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3403 STATE ROUTE 245, CABLE, OH 43009-9730

Mortgage

Document Number	202100007021
Date	Dec 10, 2021
Instrument	202100007021

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (-8.3%)	$133,420 (+13.07%) Land $76,010 Building $57,410	$381,200 (+13.07%) Land $217,160 Building $164,040
2024	$2,987.00 (+1.12%) Homeowner's exemption	$118,000 (-) Land $64,050 Building $53,950
2023	$2,954.00 (-0.4%) Homeowner's exemption	$118,000 (-) Land $64,050 Building $53,950	$337,150 (-) Land $183,000 Building $154,150
2022	$2,966.00 Homeowner's exemption	$118,000 Land $64,050 Building $53,950	$337,150 Land $183,000 Building $154,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 245

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