St. Louis County property record for 3964 Peyton Ln, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,424 sqft · built 2022 |
| Lot Size | 1.13 acres (49,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Oct 2021) |
| Tax Bill | $19,024 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0158-00050 |
| Primary APN | 395-0158-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,424 sqft Gross Area |
| 1st Floor Area | 3,424 sqft |
| Basement Area | 2,056 sqft |
| Finished Basement | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 49,490 sqft (1.13 acres) |
| Garage Area | 1,249 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1118863 |
|---|---|
| Street Address | 3964 PEYTON LN |
| City | DULUTH |
| State | MN |
| Zip | 55811-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 SERIAL # |
| Legal Subdivision | PEYTON ACRES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3686 PATRIOT DR, DULUTH, MN 55811-2682 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Oct 12, 2021 | Warranty Deed, Transfer NOT AVAILABLE, ST LOUIS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 20211427100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55811 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001465721 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 1465721 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Feb 2, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55811 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001430544 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 1430544 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 8, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 12, 2021 |
| Property Address | DULUTH, MN 55811 |
| Document Number | 0001427100 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 1427100 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3686 PATRIOT DR, DULUTH, MN 55811-2682 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,024.00 (+11.67%) | ||
| 2025 | $17,036.00 (+5.42%) | $1,311,900 (+18.64%) Land $147,700 Building $1,164,200 | $1,311,900 (+18.64%) Land $147,700 Building $1,164,200 |
| 2024 | $16,160.00 | $1,105,800 (+946.17%) Land $142,100 Building $963,700 | $1,105,800 (+946.17%) Land $142,100 Building $963,700 |
| 2022 | $105,700 Land $105,700 | $105,700 Land $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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