St. Louis County property record for 3960 Peyton Ln, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,236 sqft · built 2022 |
| Lot Size | 0.738 acres (32,171 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,000 (Jul 2026) |
| Tax Bill | $13,366 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0158-00040 |
| Primary APN | 395-0158-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Gross Area |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 2,012 sqft |
| Finished Basement | 2,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 32,171 sqft (0.738 acres) |
| Garage Area | 1,194 sqft |
| Porch | Slab |
| Porch Area | 616 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1158713 |
|---|---|
| Street Address | 3960 PEYTON LN |
| City | DULUTH |
| State | MN |
| Zip | 55811-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 1 SERIAL # |
| Legal Subdivision | PEYTON ACRES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10302 |
Source: St. Louis County assessment roll, APN 395-0158-00040, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 PEYTON LN, DULUTH, MN 55811-2888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 07, 2026 | Warranty Deed, Transfer TITLE TEAM LLC, TITLE TEAM |
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST |
| Feb 01, 2022 | Warranty Deed, Transfer NOT AVAILABLE, ST LOUIS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2026 · Amount on Record |
| Deed Sale | Jul 07, 2026 · Amount on Record |
| Prior Sale | Feb 01, 2022 · Amount on Record |
| Deed Document Number | 20261535689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 07, 2026 |
| Property Address | 3960 PEYTON LN, DULUTH, MN 55811-2888 |
| Document Number | 0001535689 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20261535689 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $491,617.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3960 PEYTON LN, DULUTH, MN 55811-2888 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55811 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001470430 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 1470430 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 05, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 01, 2022 |
| Property Address | DULUTH, MN 55811 |
| Document Number | 0001436571 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 1436571 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2023 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1900 W CHUB LAKE RD, CARLTON, MN 55718-8206 |
Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,366.00 (+3.64%) | ||
| 2025 | $12,896.00 (+5.81%) | $950,500 (+10.6%) Land $119,300 Building $831,200 | $950,500 (+10.6%) Land $119,300 Building $831,200 |
| 2024 | $12,188.00 | $859,400 (+907.5%) Land $114,700 Building $744,700 | $859,400 (+907.5%) Land $114,700 Building $744,700 |
| 2022 | $85,300 Land $85,300 | $85,300 Land $85,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 78 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
Source: EPA Safe Drinking Water Information System, water system MN1690043, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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