3963 Peyton Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 3963 Peyton Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 2022
Lot Size	0.592 acres (25,807 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2021)
Tax Bill	$7,370 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0158-00020`

Property Details

APN / Parcel Number

Primary APN	`395-0158-00020`
Alternative APNs	`1118713` `1147639`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,460 sqft Gross Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	25,807 sqft (0.592 acres)
Garage Area	1,172 sqft
Porch	Slab
Porch Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1147639
Street Address	3963 PEYTON LN
City	DULUTH
State	MN
Zip	55811-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	PEYTON ACRES
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3000
Census Tract	10302

Owner

Source: St. Louis County records · APN 395-0158-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3963 PEYTON LN, DULUTH, MN 55811-2888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2021 · Amount on Record
Deed Sale	Oct 08, 2021 · Amount on Record
Deed Document Number	20211426862
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 02, 2023
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432380
Date	Dec 13, 2021
Instrument	1432380

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,370.00 (+10.4%) Homeowner's exemption
2025	$6,676.00 (+6.24%) Homeowner's exemption	$567,500 (+15.98%) Land $102,500 Building $465,000	$567,500 (+15.98%) Land $102,500 Building $465,000
2024	$6,284.00	$489,300 (+567.53%) Land $98,500 Building $390,800	$489,300 (+567.53%) Land $98,500 Building $390,800
2022		$73,300 Land $73,300	$73,300 Land $73,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Hermantown serves 7,215 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.