Gloucester County property record for 3964 Ordinary Loop, Hayes, VA 23072 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,776 sqft Living Area |
| Lot Size | 11,631 sqft (0.267 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2021) |
| Tax Bill | $2,468.00 (2025) |
Source: Gloucester County records · APN 44103
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance EMORTGAGE FUNDING LLC |
| Mar 07, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jul 13, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage OVM FINANCIAL INC |
| Jul 07, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jul 07, 2020 · Amount on Record |
| Deed Doc Number | 210004938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000134 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 230000134 |
| Name | EMORTGAGE FUNDING LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001358 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 220001358 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jul 13, 2021 |
| Property Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Document Number | 0210004938 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 210004938 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Title Company | TITLECONCEPTS LLC, TITLE CONCEPTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6181 RAMBLEWOOD LN, HAYES, VA 23072-2706 |
| Document Number | 0210004939 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 210004939 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jul 07, 2020 |
| Property Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Document Number | 0200003288 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 200003288 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3964 ORDINARY LOOP, HAYES, VA 23072-2955 |
| Document Number | 0200003289 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 200003289 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,468.00 (+5.29%) | $402,080 (-) Land $73,510 Building $328,570 | $402,080 (-) Land $73,510 Building $328,570 |
| 2024 | $2,344.00 | $402,080 (-) Land $73,510 Building $328,570 | $402,080 (-) Land $73,510 Building $328,570 |
| 2023 | $2,344.00 (+3.58%) | $402,080 (+28.77%) Land $73,510 Building $328,570 | $402,080 (+28.77%) Land $73,510 Building $328,570 |
| 2022 | $2,263.00 | $312,240 Land $52,030 Building $260,210 | $312,240 Land $52,030 Building $260,210 |
Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 44103 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,776 sqft Living Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Area | 882 sqft Garage |
| Patio Area | 192 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3964 ORDINARY LOOP |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-2955 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEDFORD FALLS, PHASE 2, LOT 25 |
| Legal Subdivision | PLAT: PB26 187-187A |
| Legal Phase | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | GLOUCESTER VA |
| Minor Civil Division | YORK |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 100302 |
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