3942 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3942 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,072 sqft · built 2015
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2023)
Tax Bill	$2,356 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45AA 3 22`

Property Details

APN / Parcel Number

Primary APN	`45AA 3 22`
Alternative APN	`44162`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Garage Area	664 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3942 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 3, LOT 22
Legal Subdivision	PLAT: PB26 250-250A
Legal Phase	3
Legal Lot Number	22
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3006
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage HOME LENDING
May 23, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY LLC
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	20231994
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 10, 2026
Property Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0000003048
Instrument Date	Mar 30, 2026
Instrument	20263048
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955

Mortgage

Document Number	0000003048,
Date	Jul 10, 2026
Instrument	20263048

Lender

Name	HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 23, 2023
Property Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0230001994
Instrument Date	Apr 25, 2023
Instrument	230001994
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955

Mortgage

Document Number	0230001995
Date	May 23, 2023
Instrument	230001995

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3942 ORDINARY LOOP, HAYES, VA 23072-2955
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002412
Date	Apr 25, 2022
Instrument	220002412

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,356.00 (+9.79%)	$404,090 (+15.57%) Land $79,920 Building $324,170	$404,090 (+15.57%) Land $79,920 Building $324,170
2025	$2,146.00 (+5.3%)	$349,650 (-) Land $74,210 Building $275,440	$349,650 (-) Land $74,210 Building $275,440
2024	$2,038.00	$349,650 (-) Land $74,210 Building $275,440	$349,650 (-) Land $74,210 Building $275,440
2023	$2,038.00 (+12.72%)	$349,650 (+40.18%) Land $74,210 Building $275,440	$349,650 (+40.18%) Land $74,210 Building $275,440
2022	$1,808.00	$249,430 Land $53,890 Building $195,540	$249,430 Land $53,890 Building $195,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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