3937 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3937 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,184 sqft · built 2014
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,404 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44097`

Property Details

APN / Parcel Number

Primary APN	`44097`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Garage Area	664 sqft
Porch	Slab
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3937 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 2, LOT 39
Legal Subdivision	PLAT: PB26 187-187A
Legal Phase	2
Legal Lot Number	39
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1018
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3937 ORDINARY LOOP, HAYES, VA 23072-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 21, 2023
Property Address	3937 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0230001502
Instrument Date	Apr 6, 2023
Instrument	230001502
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 ORDINARY LOOP, HAYES, VA 23072-2955

Mortgage

Document Number	0230001503
Date	Apr 21, 2023
Instrument	230001503

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,404.00 (+9.37%)	$412,310 (+15.17%) Land $78,090 Building $334,220	$412,310 (+15.17%) Land $78,090 Building $334,220
2025	$2,198.00 (+5.32%)	$358,010 (-) Land $72,510 Building $285,500	$358,010 (-) Land $72,510 Building $285,500
2024	$2,087.00 (+81.48%)	$358,010 (-) Land $72,510 Building $285,500	$358,010 (-) Land $72,510 Building $285,500
2023	$1,150.00 (-38.57%)	$358,010 (+38.6%) Land $72,510 Building $285,500	$358,010 (+38.6%) Land $72,510 Building $285,500
2022	$1,872.00	$258,310 Land $49,270 Building $209,040	$258,310 Land $49,270 Building $209,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ordinary Loop

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