3964 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 3964 Niagara St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,548 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Nov 2025)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55 021 01 0506 002`

Property Details

APN / Parcel Number

Primary APN	`55 021 01 0506 002`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	898 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Adobe
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3964 NIAGARA ST
City	WAYNE
State	MI
Zip	48184-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34A506B 507 508A N 17 FT OF LOT 506 ALSO LOT 507 AND THE S 7 FT OF LOT 508 AVONDALE SUB NO. 2 T2S R9E L58 P26 WCR
Legal Subdivision	AVONDALE NO 2
Legal Lot Number	506-508
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2014
Census Tract	566900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5613 HOOVER ST, WAYNE, MI 48184-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 20, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Sep 22, 2017	Quit Claim Deed, Transfer OTHER INSTITUTIONAL LENDERS
Apr 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	2025314932
Deed Book / Page	59918 / 1404
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0539570638
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3964 NIAGARA ST, WAYNE, MI 48184-1962
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 NIAGARA ST, WAYNE, MI 48184-1962

Mortgage

Document Number	0570270587
Date	Sep 13, 2021
Book Page	57027/587
Instrument	2021339508

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 20, 2025
Property Address	3964 NIAGARA ST, WAYNE, MI 48184-1962
Document Number	0599181404
Book / Page	59918 / 1404
Map Reference	LB 58 PG 26
Instrument Date	Oct 24, 2025
Instrument	2025314932
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3964 NIAGARA ST, WAYNE, MI 48184-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5613 HOOVER ST, WAYNE, MI 48184-2623

Mortgage

Document Number	0599181407
Date	Nov 20, 2025
Instrument	59918/1407

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 11, 2018
Property Address	3964 NIAGARA ST, WAYNE, MI 48184-1962
Document Number	0546080993
Book / Page	54608 / 0993
Map Reference	LB58 PG26
Instrument Date	Aug 31, 2018
Instrument	2018265945
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 25TH ST, 1920, DETROIT, MI 48216-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 NIAGARA ST, WAYNE, MI 48184-1962

Mortgage

Document Number	2018265946
Date	Sep 11, 2018
Instrument	2018265946

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 22, 2017
Property Address	3964 NIAGARA ST, WAYNE, MI 48184-1962
Document Number	0539570638
Book / Page	053957 / 000638
Instrument Date	Aug 9, 2017
Instrument	306446
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$429.97
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1920 25TH ST DETROIT MI 482161435, DETROIT, MI 48216-1435

Mortgage

Document Number	539140856
Date	Sep 22, 2017
Book Page	053914/000856
Instrument	288568

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	GROSSE POINTE FARMS, MI 48236

Agreement

Amount	Amount Recorded

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 18, 2017
Property Address	3964 NIAGARA ST, WAYNE, MI 48184-1962
Document Number	0536751308
Book / Page	053675 / 001308
Instrument Date	Apr 6, 2017
Instrument	172424
Transaction Type	Foreclosure
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$483.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 S WACKER DR #1300 CHICAGO IL 606064616, 1300, CHICAGO, IL 60606-4616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,800 (+10.77%)	$201,600 (+10.77%)
2025	$4,472.00 (+42.88%) Homeowner's exemption	$91,000 (+29.45%)	$182,000 (+29.45%)
2023	$3,130.00 (+5.21%) Homeowner's exemption	$70,300 (+12.66%)	$140,600 (+12.66%)
2022	$2,975.00 (+5.05%) Homeowner's exemption	$62,400	$124,800
2019	$2,832.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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