3953 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 3953 Niagara St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft · built 1943
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2026)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55 021 01 0539 000`

Property Details

APN / Parcel Number

Primary APN	`55 021 01 0539 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Adobe
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3953 NIAGARA ST
City	WAYNE
State	MI
Zip	48184-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34A539 LOT 539 AVONDALE SUB NO. 2 T2S R9E L58 P26 WCR
Legal Subdivision	AVONDALE NO 2
Legal Lot Number	539
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3012
Census Tract	566900

Owner

Source: Wayne County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4424 16TH ST, WYANDOTTE, MI 48192-7019
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP
Dec 2, 2024	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Dec 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage ARCH FUNDING CORP
May 4, 2017	Warranty Deed, Transfer EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	202622976
Deed Book / Page	59997 / 843
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0487331036
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 5, 2026
Property Address	3953 NIAGARA ST, WAYNE, MI 48184-1961
Document Number	0599970843
Book / Page	59997 / 843
Map Reference	LB 58 PG 26
Instrument Date	Dec 30, 2025
Instrument	2026022976
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1890 CHILSON RD, HOWELL, MI 48843-7433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 16TH ST, WYANDOTTE, MI 48192-7019

Mortgage

Document Number	0059999195
Date	Jan 5, 2026
Instrument	59999/195

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0599990213
Date	Jan 6, 2026
Book Page	59999/213
Instrument	2026023828

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	SAINT PAUL, MN 55108

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 2, 2024
Property Address	3953 NIAGARA ST, WAYNE, MI 48184-1961
Document Number	0592210383
Book / Page	59221 / 383
Map Reference	LB 58 PG 26
Instrument Date	Dec 2, 2024
Instrument	2024302739
Transaction Type	Transfer
Record Updated	Jan 14, 2025
Title Company	EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23772 WEST RD, BROWNSTOWN TWP, MI 48183-3050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 NIAGARA ST, WAYNE, MI 48184-1961
Investor	Possibly a Property Investor

Mortgage

Document Number	0592180534
Date	Nov 26, 2024
Book Page	59218/534
Instrument	2024301858

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3953 NIAGARA ST, WAYNE, MI 48184-1961
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554511200
Date	Dec 5, 2019
Book Page	55451/1200
Instrument	2019340687

Lender

Name	ARCH FUNDING CORP
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 4, 2017
Property Address	3953 NIAGARA ST, WAYNE, MI 48184-1961
Document Number	0537080793
Book / Page	053708 / 000793
Instrument Date	Mar 9, 2017
Instrument	192918
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7596 MACOMB ST GROSSE ILE MI 481382205, GROSSE ILE, MI 48138-2205

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,779.00 (+97.15%)	$56,100 (+30.47%)	$112,200 (+30.47%)
2023	$2,424.00 (-49.41%)	$43,000	$86,000
2019	$4,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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