3941 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 3941 Niagara St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1943
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Aug 2022)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55 021 01 0538 000`

Property Details

APN / Parcel Number

Primary APN	`55 021 01 0538 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Adobe
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3941 NIAGARA ST
City	WAYNE
State	MI
Zip	48184-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34A538 LOT 538 AVONDALE SUB NO. 2 T2S R9E L58 P26 WCR
Legal Subdivision	AVONDALE NO 2
Legal Lot Number	538
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3012
Census Tract	566900

Owner

3941 Niagara St is owned and occupied by an individual who bought it in August 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3941 NIAGARA ST, WAYNE, MI 48184-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 19, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Aug 15, 2001 · Amount on File
Deed Document Number	2022266599
Deed Book / Page	57811 / 408
Prior Transfer Date	Jul 2, 2001
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3941 NIAGARA ST, WAYNE, MI 48184-1961
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 NIAGARA ST, WAYNE, MI 48184-1961

Mortgage

Document Number	0584321180
Date	Aug 31, 2023
Book Page	58432/1180
Instrument	2023233144

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 19, 2022
Property Address	3941 NIAGARA ST, WAYNE, MI 48184-1961
Document Number	0578110408
Book / Page	57811 / 408
Map Reference	LB 58 PG 26
Instrument Date	Aug 18, 2022
Instrument	2022266599
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3941 NIAGARA ST, 3941, WAYNE, MI 48184-1961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 NIAGARA ST, WAYNE, MI 48184-1961

Mortgage

Document Number	0057811410
Date	Aug 19, 2022
Instrument	57811/410

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3941 Niagara St was $5,583 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,000 (+14.81%)	$138,000 (+14.81%)
2025	$5,583.00 Homeowner's exemption	$60,100	$120,200
2023	$2,594.00 Homeowner's exemption	$46,500	$93,000
2019	$1,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3941 Niagara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3941 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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