3962 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3962 Cameo Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1973
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Company Names on File
Last Sale	$375,000 (Mar 2018)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`166-592-24-00`

Property Details

APN / Parcel Number

Primary APN	`166-592-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3962 CAMEO DR
City	OCEANSIDE
State	CA
Zip	92056-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 84 TR 006829
Legal Subdivision	ALTA VISTAS
Legal Tract	006829
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	22928 NAN ST, WILDOMAR, CA 92595-7774
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Grant Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Jun 26, 2026	Grant Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 3, 2020	Quit Claim Deed, Transfer AMROCK INC
Jun 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 9, 2018	Affidavit of Death, Transfer TICOR TITLE COMPANY/CA
Mar 9, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	201894880
Last Transfer Date	Apr 3, 2020
Transfer Doc	0000281630
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2026
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000184331
Instrument Date	Jun 16, 2026
Instrument	2026184331
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22928 NAN ST, WILDOMAR, CA 92595-7774

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2026
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000184332
Instrument Date	Jun 16, 2026
Instrument	2026184332
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22928 NAN ST, WILDOMAR, CA 92595-7774

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 CAMEO DR OCEANSIDE CA 920563335, OCEANSIDE, CA 92056-3335

Mortgage

Document Number	281629
Date	Jun 3, 2020
Instrument	281629

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2020
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000281630
Instrument Date	Apr 3, 2020
Instrument	281630
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3962 CAMEO DR OCEANSIDE CA 920563335, OCEANSIDE, CA 92056-3335

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2019
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000253591
Instrument Date	Apr 24, 2019
Instrument	253591
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3962 CAMEO DR OCEANSIDE CA 920563335, OCEANSIDE, CA 92056-3335

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000094878
Instrument Date	Mar 3, 2018
Instrument	94878
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	TICOR TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 CAMEO DR OCEANSIDE CA 920563335, OCEANSIDE, CA 92056-3335

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	3962 CAMEO DR, OCEANSIDE, CA 92056-3335
Document Number	0000094880
Instrument Date	Mar 2, 2018
Instrument	94880
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 CAMEO DR OCEANSIDE CA 920563335, OCEANSIDE, CA 92056-3335

Mortgage

Document Number	94881
Date	Mar 9, 2018
Instrument	94881

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,213 (+2%) Land $118,921 Building $316,292
2025	$4,742.00 (+5.26%) Homeowner's exemption	$426,681 (+4.04%) Land $116,590 Building $310,091
2023	$4,505.00 (+1.58%) Homeowner's exemption	$410,113 Land $112,063 Building $298,050
2022	$4,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Generate-Ubiquity Holdings Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet, Verizon.

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