3957 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3957 Cameo Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1973
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$154,000 (Mar 2010)
Tax Bill	$52 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`166-593-16-00`

Property Details

APN / Parcel Number

Primary APN	`166-593-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3957 CAMEO DR
City	OCEANSIDE
State	CA
Zip	92056-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 51 TR 006829
Legal Subdivision	ALTA VISTAS
Legal Tract	006829
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	722 W CALIFORNIA AVE, VISTA, CA 92083-3565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 24, 2017	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2010 · Amount on Record
Deed Sale	Mar 26, 2010 · Amount on Record
Prior Sale	Dec 18, 2009 · Amount on Record
Deed Document Number	2010149252
Record Updated	Oct 29, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	3957 CAMEO DR, OCEANSIDE, CA 92056-3336
Document Number	0000135530
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3957 CAMEO DR OCEANSIDE CA 920563336, OCEANSIDE, CA 92056-3336

Mortgage

Document Number	0000135530
Date	Mar 24, 2017
Instrument	135530

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	OCEANSIDE, WA 99205-0004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Mar 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	3957 CAMEO DR, OCEANSIDE, CA 92056-3336
Document Number	0000135528
Instrument Date	Jan 30, 2017
Instrument	135528
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	722 W CALIFORNIA AVE VISTA CA 920833565, VISTA, CA 92083-3565

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$266,003 (+2%) Land $177,566 Building $88,437
2025	$52.00 (+6.12%)	$260,788 (+4.04%) Land $174,085 Building $86,703
2023	$49.00 (+2.08%)	$250,663 Land $167,326 Building $83,337
2022	$48.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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